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March 2019

Landscaping- Tips and Tricks

 

What are the elements that define the beauty of your home? Well, there are many answers to it. The interior and exterior designing including wall paints of home can readily make an impression on your neighbours. But those who know the art of landscaping can really astonish any critics. Landscaping is the best way to renovate the appearance of your home without much financial bias. So in this article, we discuss some tips and tricks for landscaping.

An introduction to Landscaping

Smart landscaping is the technique of adding more interest and attractiveness to the terrain of your home. From ancient time people realized that manipulating the land around a home will increase the practical and aesthetical value. In the beginning, landscaping was merely placing of structures and adding plants. But eventually, modern home designers invented the true potential of landscaping and many homes became heavens. Today landscaping starts even before house constructed. To increase perfection engineers divide your land into small plots. Each plot can be converted as per pragmatic or visual need.

Why landscaping?

Landscaping is where you combine professionalism and art. Here scientific knowledge of a horticultural professional is as much as important as the skill of a landscape architect. It is your duty to make sure each section of your land is retouched as your dream theme. Because most of the landscaping inputs are meant for a lifetime. Since perfect landscaping enhances better lifestyle people are getting to realize the importance of such approaches.

Tips and Tricks

Now let’s discuss some tips and tricks about landscaping

  1. Make a plan

Without a plan in mind, you won’t reap the advantages of landscaping. It’s better to have plans to utilize the land before the construction phase starts. If you can’t attain a plan yourself don’t hesitate to seek professional help. They can guide you through the possibility and limitation of the land.

  1. Approach your land plot wise

After finishing the plan, point out where you want to begin. Make a plot chart of your land according to the consideration it demands. Some part of the land might have structures to demolish. Or some other plot may demand a new structure to be built.

  1. Utilize the unwanted

The waste product such as barrel, bottle, tire etc. can be used for building structures or planting a tree. There are many ideas to convert plastic bags and bottles to make landscape fabric. With professional help, you can use such waste material to make a floor bed which keeps weeds away.

  1. Making walkways

Making walkways between a garden and lawn is an easy way to connect those plots. You can pave concrete step stones or colour bricks to make the way.  Rather than straight walkways try to make curved ones. Because the round edge makes more visual appeal than square blocks.

  1. Making structures

 Erecting structures in your lawn is a direct way to make a statement. A beautiful statue, fountain or even a big rock can steal the eye of your visitors. Making small ponds with plants around is an old but evergreen landscaping trick.

  1. Don’t forget the corners

For many houses corners of their compound are untouched. Bare corners will reduce the visual wideness of the ground. So make corners attractive by adding a private seating arrangement or built a mound there. The latter can be adorned with flowering plants or pebbles.

  1. Make a Garden

For years gardening acts as the synonym of landscaping for common people. It’s true that landscaping is incomplete without a beautiful garden. By combining structures and seating a flowering garden can be the primary focal point in the compound. Using big pots and climbing plants adds drama to a garden. Since garden demands frequent care, opt for low-maintenance plants. You can also try erecting structure right in the middle of a garden.

  1. Magic of illumination

Illumination can do wonder by enhancing the focal point inside the compound. Light add colours to the structures and increases the safety by illuminating sidewalks in the night.  Upward or downward light can add magic to trees and grass turf.

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ADVANTAGES OF BUYING A PROPERTY ON HOME LOAN

An own home is a dream of any human. In any financial scenario, people desire for a safe and undisturbed place for serenity. This is why house properties in the real estate sector always preserve high demand despite any situation. Due to the high demand, buying or building an own house became hard work which is suitable for an affluent hand. But fortunately, the availability of home loans is keeping alive the dreams of millions to have their own home. Whether it is a bank or private sector loan is a helping hand for a man in need. Rather than money backup home loans have other benefits. That’s why this article explains the advantages of buying a property on home loans.

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Why Home Loans

Some people plan to wait for a particular property by thinking the base value will decrease some day. After waiting for long they realize that the demand and price of that property are multiplied and time is wasted. This makes them compromise with smaller home and unhappiness. But a home loan can provide immediate money back up with some security and sufficient document. Since the price of the desired property is unlikely to go down home loan is the best choice to seize the moment.

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Know your Home Loans

Home loan is an amount of money or security provided by a bank or financial institution based on your ability to payback. Since you have to pay interest for the principal amount over depending on loans is not wise. The company lending you money takes your property as security. When a borrower fails to pay his dues they will take legal measures to recover the property. There are different kinds of loans available for homes. Those are;

  1. Home purchase loan: as the name suggests this loan is provided for buying a property
  2. Home improvement loan: this type covers the expenditure including repair, maintenance, and renovation of the home.
  3. Home construction loan: helpful when you are constructing a new home.
  4. Land loan: this is the initial type. Loans for land will benefit from tax relaxation in the future.
  5. Joint Home Loans: two or more people can take a home loan. This option avails exceptional tax deductions and shared loan repayment.
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Steps for getting a home loan

After determining the specific need you can approach a bank or money lending organization with the necessary document of property. When you pay the processing fee they will start the valuation of the document. The sanction or approval process will take its time based on the location. An official will check the legality of the property directly. After the site estimation, the Company will proceed to final validation and signing the agreement. Earlier these steps were time-consuming but now it’s faster and smoother.

What are the advantages?

  • Tax benefit:

The different section of Income Tax of India Act straightly gives a number of tax deduction options for loan buyers. If one succeeds to complete his home then he can avail tax deduction based on procedures.

  • Transfer facility:

Some options allow you to change the home loan to another lender if they offer a loan at lower interest.

  • Monthly Installment:

Rather than spending a huge amount of money at a time monthly instalment make the burden small. You can connect the loan to your salary account which ensures due payment.

  • Long tenure:

Home loans stand unique because of its high repayment tenure. Most money lending institution allows time period up to twenty to thirty years based on your income security.

  • Assured resale value:

Considering the present inflation and interest rate the price of your property will definitely go high in the future. So buying a property as soon as possible makes sense.

  • Safe purchase:

Buying a property whether it is land or home increases the reliability. The experts will explain all the legal and technical angle of the property to you. That information can be used to validate the resale of property in the future.

 

  • No rent payment

When comparing to the soaring rent rate in cities paying small amounts for a home loan is relaxing. Money lenders won’t increase the interest rate as the landlords do.