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Monthly Income Asset – Compulsory Investment for every Family!

If there is one investment category that has always appealed to all kinds of investors is the regular or monthly income asset. Won’t you feel financially safe if you could generate a regular monthly income with absolutely no effort or time invested on your part? Nowadays a Monthly Income Asset has become a Compulsory Investment for every Family!

Here’s a rundown on why both, big and small Investors always made sure to invest a certain portion of their savings into such regular income schemes.

The salaried class achieve a sense of comfort that if they were to lose their jobs, their family could always fall back on such rental income as a stop gap arrangement until they find their next employment.

As it is an additional source of income, it has the potential to substantially enhance your standard of living and help you achieve your major goals in life.

It gives you the freedom to pursue your entrepreneurial dreams by substituting your salary with monthly income.

Investors can diversify their portfolio and much more with the regular income.

Even though there are immense benefits, the real challenge in making such an investment lies in the fact that in today’s markets, an investor should be able to bring in a major investment in a commercial asset that can generate healthy long term returns. Prisunic Builders in Calicut can be of help to you to make real estate investments which can become a monthly income asset.

September 27, 2017

How to find the right builder for your new home

When you are all set to make the biggest investment in life – Building your dream home, you will want to be sure you get it right. Before you start the question of how to find the right builder for your new home? comes to your mind. You need to select the right home builder for your needs and budget. Here are a few tips to start to your search.

Identify your needs: You should decide what type of home you want and need and how much you want to spend & search for builders who fit your requirement.
Consult the experts: Talk to the experts like Lenders, Real Estate Agents, Building Material Suppliers, Builders’ Associations etc. to get an insight on the builders in the area.
Look for quality: After getting a list of builders who match your criteria, visit their model homes and if possible, homes they have under construction. Pay close attention to the quality of workmanship and materials used in their homes.
Get it in writing: Ensure the builder is prepared to give costs, materials and other extras included in writing. Also draw up a contract with price and timings

Take your Time!

Take your time to decide as it is a major life decision and consider which Builder will really be the best fit for you. You’ll be living with that decision for years to come so give yourself time to ponder and evaluate.

August 17, 2017

Apartments or independent house, which one is better for you?

Buying a home is an exciting step in everyone’s life. It takes time, planning, and lot of preparations. As one of the most expensive decisions in life, one should be double sure before spending. The recent trends and living styles have changed the entire concept of family and home. Now, the biggest confusion is whether to choose an apartment of independent house for living. Here are some points to help you out while choosing:

The cost-effective option: Independent house can give you more freedom as it would have lots of space. However, apartments with luxury amenities are also available these days if you are ready to spend quite a good amount. Choosing a cost-effective option within your budget range would be rational.
Safety concerns: Apartment comes with security, fire safety mechanism and other safety services arranged by the builder. Safety and security is assured. Whereas in independent houses, the responsibility is fully vested on the house owner and family. However, staying safe is not so difficult if you maintain the home well with good amenities.
Services on call: In apartments, the builders arrange services like plumber, electrician, mason, carpenter, laundry etc. available on call. It helps reducing the hassle of maintaining your home. Independent house seeks everything to be arranged independently on the house owner’s risk. But, here the privilege is that you can call anyone of your contact and convenience and no need to wait for the builders to respond.
Engaging amenities at fingertips: Most apartments will be having amenities like club, swimming pool, gym, shopping complex, ATM etc. inside the complex. An independent house can’t give you these amenities unless you build a home closer to all these and inside a city. The privacy at an independent house can’t give you all the amenities of an apartment though you can access them outside home.
Buy or sell easily: Buying and selling an apartment is easy and quick for an apartment than an individual house. It takes time to get a home loan if you are planning for an independent house than for an apartment. Strict scrutiny of borrowers are to be followed if you need to get the home loan sanctioned.

Do research on the parameters before you buy a house, be an independent one or an apartment. The choice is left to your preference and convenience. When you choose home for the family, you look out for the most comfortable and convenient place. Choose it wisely to live live!

August 10, 2017

Why invest in Calicut?

Calicut, the City of Zamorins has risen as a major city in Malabar & the second most fundamental city of the state. Due to its strategic location in the coastline of Kerala & the abundance of natural beauty, the city is fast developing as one of the ultimate destinations for real estate investment. In the past few years Calicut has witnessed phenomenal growth in all sectors & the presence of many industries and educational centers has put many amenities within reach.

Let’s check out the top reasons on why to invest in Calicut –

Location

Its incredible location near the popular metropolitan cities like Bangalore, Mysore and Mangalore gives Calicut an edge over other cities in Kerala. As it is the center hub of North Kerala, Calicut is connected through all the three channels of transport viz. Road, Rail and Air.

Educational Hub

Calicut city has to its credit some of the nation’s best institutions like Indian Institute of Management Kozhikode, National Institute of technology, Calicut and the Calicut Medical College. Blessed with a proactive administration and world-class infrastructure, Calicut is poised to make rapid advances in its growth in the coming future.

IT Hub

The growth of Calicut in the IT sector has been set on a fast pace with the progress of the KINFRA Park & the UL Cyber Park & numerous reputed IT organizations have opened their presence in Calicut. Many more huge IT projects are on the anvil & Calicut has marked its presence in the IT map of India.

Job Opportunities

Many business sectors have their industrial links in Kozhikode. Be it in manufacturing footwear, compressors, material handling, pipes, wire netting, sea food exporting, fiber glass producers or latex processing, Kozhikode has it all. The increasing number of malls and retail chains has brought in many employment opportunities to people from all walks of life.

Entertainment

Calicut has certainly increased its entertainment gradient with the increasing number of malls, multiplexes & shopping centres which is attracting entertainment lovers to the city. The close proximity of many tourist destinations like the popular hill station has also added to the charm.

Calm Environment

Calicut has a good number of beaches and a calm environment when compared to other busy cities in Kerala. The abundance of Nature has also made Calicut one of the best cities to live in Kerala & is growing out to be the ideal place for real estate investment.

Now that you have enough reasons to invest in Calicut what is holding you back? Go ahead & all the best!

July 31, 2017

Wall decor ideas for your room

We have some interesting ideas that you could consider. These ideas are inexpensive to make and you can totally make them yourself, and what’s best is that they will look great on your walls.
Of course, you always have wallpapers to adorn your walls. You could choose a lovely pattered one which goes with the design of the house. This could be an expensive and a comparatively more inflexible option though.
Gather all the postcards you’ve received or collected during your travels and frame them together to create a lovely postcard wall decor.
Pick out your favourite photographs of sceneries and locations that you’ve been to and frame each of them and hang them at various heights and you have your own personal art gallery at home.
Paintings are photos are not the only things you can frame. Pull out those old silk scarves, frame them and hang them up to add a lovely pattern and texture to the room.
Adding one oversized painting or photograph to your room (bedroom, perhaps) gives it a dramatic effect and immediately creates interest.
Color block is so in these days and there are endless ways you can experiment with that. You could try whacky and unconventional ideas like 3D wall art.
A lovely bookshelf is an evergreen idea for your walls. If you have a huge blank wall, try putting in bookshelf there and fill it with books. It instantly adds class and an erudite feeling to your house.
Another creative way of decorating your wall is to use maps as wallpaper. You could also frame maps of different parts of the world separately. This is a great idea for the children’s room.
Mirror mirror on the wall can do wonders to the room. You could tweak it a little by placing several mirrors of different shapes and sizes and different frames. Mirrors make you room look bigger.
One can always do with some inspiration and motivation. So why not have your favorite inspirational quotes pinned up on your wall?
Choose the one that catches your fancy and have fun decorating your wall.

May 30, 2017

What’s So Important About The Kitchen Anyway?

When a couple buys or builds a home, they always seem to pay a lot of attention to the kitchen. With most couples, there’s usually one person who loves to cook; most often it’s the women. For everyone, male or female, young or old, the kitchen is one of the most important rooms in the house. The kitchen is often the hub of the home, the center of activity. Someone spends time preparing food, creating something fun, or trying a new recipe in it. People tend to gather where there’s food. So don’t miss this: Kitchens are important!

Men sometimes underestimate the importance of this room. We love our garages, grills, decks, and patios. But the kitchen? We can completely miss it’s importance.

It’s important to remember when you are designing a home to consider the resale value and design accordingly. A well-designed and functional kitchen not only makes the cook happy, it also ensures a greater resale value.

A person who loves to cook or create culinary masterpieces for family and friends absolutely needs a spacious and well-appointed kitchen. On the other hand, if a cook wants to spend as little time as possible in the kitchen, then your design and layout can be simpler.

When selecting kitchen cabinets, look for quality. This is not the place to be overly consumed with trying to save money. Well-made cabinets will provide lasting pleasure and functionality for decades. Drawers (as opposed to cabinets with doors) are more useful and efficient even compared to cabinets with pullout drawers. In addition, choose hard surface, durable, and high quality counter tops. There are a variety of colors and selections available. Granite is an ideal counter surface for the most important room in the house.

What about appliances? Don’t skimp here, either. You don’t have to purchase the absolute top of the line, but good quality appliances help sell homes. Today it’s becoming very popular to have two dishwashers. Often the cost of an additional dishwasher is only slightly more than the cost of the additional cabinetry it replaces.

In order to make the most important room in your house spectacular, consider adding some of these other features: warming drawers, double ovens, convection microwaves, pot fillers, espresso and coffee bars, hidden pantries, elevated dishwashers for easy access, vegetable sinks in the island, and purified water faucets.

When you design your home, be sure the kitchen is given special consideration and that its relationship to other rooms, functions, and features are the best you can provide. It will make a difference for years to come.

May 10, 2017

Ways to Keep Your Home Cool This Summer!!!..

People are left with no option but to stay at home during summer. For how long can you stay in the sweltering outdoors? You can’t possibly make the sun go or use air conditioners all over the house 24/7 for that will cost a lot and is not an environment friendly option too. Here’s how to summer proof your home. Check out these cost effective ways to keep your home cool this summer.

1.Get aluminized blinds or insulated curtains

For your windows. Also go around the house and drape sheets all over the exterior. These makeshift exterior curtains will keep the sun’s heat away from your windows but the breeze will be blowing if you wish to keep the windows open.

2.Leave a few windows open after sunset

So that the cooler night air would be blowing throughout the evening. Also, leave all the internal doors open. You may also want to open the closets and the kitchen cabinets as well, as they store the daytime heat and your house won’t cool off as much at night. Be sure to close the windows and the blinds as soon as the sun hits your house.

3.Plants on windows

While you are leaving windows open, also place some plants on the ledge. Easy to install and help humidify the dry air circulating inside.

4.Grow plants on the terrace

Cultivating plants on the terrace helps cool down a building naturally,The mud used to grow plants acts as an insulator, absorbing the direct heat from sun, thereby keeping the slab cool.Using plastic gardening sheets will also help in preventing any kind of water leakage.

5.Use smooth white linen to cover your beds and upholstery.

Use light-colored cotton bedspreads and throw white fabrics over your sofas during the day since the upholstery fabrics are thick and make you sweaty. Light-colored fabric will reflect the heat instead of absorbing it, and the smooth texture will give you an impression of coolness.

6. Cross-ventilate.

If it’s windy outside, you can create a breeze inside your home by strategically opening your windows. When the wind blows against a building, it creates a high-pressure area on the side where it hits and a low-pressure area on the opposite side. As the wind naturally moves from the high pressure area to the low pressure one, opening the windows on both sides of your home will allow the air to move through the house, creating a breeze.

7.Paint your roof white.

In much the same way the ice/snow reflects UV rays instead of absorbing the heat like the oceans do, cities are now giving white roofs a second look for cooling homes and fighting climate change. So paint your terrace and roof white to reflect heat.

April 12, 2017

How Real Estate Investments Return Profits

An income property is a property bought or developed to earn income. Keep in mind that while there are many advantages of investing in real estate.

Here are few reasons why an income property can be such a lucrative investment.

1. Cash Flow from Rental Income

As is the case with a stock that pays dividends, a properly selected and managed rental property can provide a steady income stream in the form of rental payments. Rental property returns typically exceed dividend yields. Real estate investors have more control over risks to their cash flow. Though there are slumps in real estate prices and slow markets, people who own residential investment property usually lease it for many years, without experiencing corresponding decreases in rent amounts.

2. Increases in Value Due to Appreciation

Historically, real estate has shown to be an excellent source of profit through the increase in investment property value over time.

3.100% control

If you invest in the share market, you typically need to hire a broker to handle your trades for you, and the value of any shareholding is reliant on market conditions and the actions of the people running that company – introducing an element of uncertainty. This is much less the case in property: once you’ve settled, you directly own the asset and you have complete control over it (assuming you can keep up the mortgage repayments and within the bounds of planning law). That’s a hugely powerful thing, as it means that you can influence both asset worth (by adding value) and cash flow (e.g., by raising the rent) directly – something that’s nigh-on impossible to do with shares in a company.

4.Still keep growing – even when you’re retired

Many investors following a capital growth strategy are putting together a nest egg for their retirement – whether that’s based on selling down and creating a lump sum, partially selling down and living off rental income, or on living off a line of credit. However, what some investors forget is that, even after they retire in, say, 20 years, yield and value will continue to improve – making you worth more each year.

5. Improving Your Investment Property – More Value at Sale

While it is providing cash flow, you can also improve your investment property to earn more profit should you choose to liquidate it. Upgrades to the appearance and functionality of an investment property can significantly increase its value. As trends and styles change, keeping the property interesting to renters can help you retain its value.

For a maximum return on investment, make note of improvements that actually increase a property’s value. Installing energy efficient appliances and windows increases a property’s value, as does adding a bathroom and remodelling a room. Insulating a property also increases its value.

6. Find that “Steal of a Deal”

Finding a value-priced property is the most effective way to increase your net worth. Such deals aren’t easy to come by, and savvy investors do their homework, browsing property listings frequently, to take advantage of opportunities when they arise.

Investors who wish to increase the value of their portfolio with real estate should also ensure that they have their financial ducks in a row. Good credit scores are a must, as is having the cash savings for the required down payment usually 20 percent for investment loans.

March 7, 2017

How to take care of your wooden furniture

Wooden furniture is the most commonly found accessory around your home and whether it is the antique furniture in your living room or that gorgeous dining table that you feast on, all of them require care.

Here are a few tips to help keep that gloss and shine on your wooden furniture last much longer than usual. Here’s how to take care of furniture, the right way.

To clean the finish on your wood furniture just use warm water and mild dish soap. Cleaning furniture with water won’t hurt it — just be careful not to soak it. Use an old toothbrush for hard-to-get areas. Wipe the dirt off the surface with soft cloths or paper towels until they come up fairly clean. Then dry off any residual moisture with a soft cloth.
After a good cleaning, the best way to protect the finish is to use a good-quality soft paste wax. Apply a thin coat as directed on the label. Wait five minutes and buff lightly with a soft (shoe) brush or cloth. Wait another 30 to 60 minutes and buff/brush again with a bit more vigor. You’ll see a beautiful shine return to the finish that will last for many months.
Keep your furniture out of the sun. The temperature of the summer sun coming through a window can go above 140 degrees. It will cook fine finishes, fading and destroying them over time, and dry out and shrink the wood, which will cause cracks.
For a quick-fix touch up, use the appropriate colour shoe polish on scratches and chips, especially to make them less visible on the feet of furniture. Carefully using a matching-colour felt-tip marker first will hide it even better.
When polishing metal hardware, take it off the furniture first. Take your time and make a note to remember what piece goes back where. Use a quality metal polish to get it shining again. Once it’s buffed, put it back on, being careful not to scratch the wood surfaces. I recommend that you don’t try to do this all at one time. It can be a lot of work, so take a few days, doing a few pieces at a time, instead of getting tired and frustrated with trying to do too much.
There are several ways to remove the white hazy ring or spot that the hot coffee mug or hot pizza box made on your table. The least invasive way is to rub it with a mild abrasive, such as non-gel toothpaste mixed with baking soda or cooking oil mixed with ashes. You can rub it in a small spot with your finger or use a soft cloth on larger areas.

February 21, 2017

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