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Luxury Homes in Calicut

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Why is real estate one of the safest investment options?

 

 

Smart people always quest for a better investment option. But people of wisdom knows that only safe investment with less risk is the best investment that ensures long-term profit. So what can be the safest investment in these vulnerable economic conditions? And the simple answer is real estate.

Real estate investing is always rated as one of the safest investments in the world. Like the precious gold, this business never lost its prominence once in history. Because rather than experts real estate thrived through the patience and practice of common people with insight. So this is your game and this article points out some reasons why real estate is the safest investment option for you.

A stable ground

Comparing to other elements of the market and related profit real estate is more stable in nature. In a rapidly developing country like India, the economic scenario may alter but not the real estate sector. For example, sudden inflation might bring down the value of commodities in the market. But the value and demand of the main real estate properties like land never collapse. Instead, real estate properties adjust with the hike and rise above inflation. Since land is not reproducible and the population demands are ever-increasing a real estate owner is above the worry of mere loss.

 

Safe Investment for long/short term

Real estate investment is mostly seen as a long term investment by many people. But a smart investor can make short term investments by owning a tangible property and renting it. This short term money can be invested in the development of the same property which increases the value of it.

And if you foresee development around your property in the near future show some patience and time will increase the appreciation of the land gradually.

 

A branch of possibilities

Another quality of real estate investment is the numerous possibilities it provides. if you can’t make the desired deal or rent your property there is always a plan B. if you have land which can’t find a buyer then start your own business there. You can make a home or start a short term business in the land. Any positive activity happening inside and around a real estate property eventually increases its value.

 

Less risk and loss 

Like mutual funds, there are many highly rewarding and less time-consuming investments in the world. But a simple fluctuation in the market or a mistake from you can lead to a huge loss in such investment. At the same time investing in real estate is easy and rewarding with little loss. It is found that in India real estate is the largest employer after agriculture. So you don’t have to run for buyers. Sit back leisurely and the buyer will come to you.

 

Not a hard game

Even though real estate is a highly rewarding business Investing in it doesn’t demand professional skills. Any beginner can invest and gain profit from real estate with simple management skills and patience for the right opportunity.

 

Real estate rules the economy

Real estate is a globally acclaimed investment option. Rather than a deal of property, it balances the world economy. It gives space for business and that can make million job opportunities. Shelter or financial stability real estate never fails in satisfaction.

So like the former American president Franklin Roosevelt said, “Real estate cannot be lost or stolen, nor it can be carried away. Purchased with common sense, paid for in null, and managed with reasonable care, it is about the safest investment in the world”.

 

Five decor ideas for a large balcony

Life inside our own home is beautiful right? But no matter the peace or luxury of an indoor space we all try to find an outdoor extension. When thinking about an outdoor space which is exposed to fresh air and preserves privacy the answer narrow down to balconies. Most of us find peace of mind by sitting in our own balcony rather than spending time in a public park.  A well planned and decorated balcony increases the visual appeal of your home as well as your life. That is why this article explains five décor ideas for your unique balcony.

  1. Preserve the Space

It doesn’t matter if your balcony is large or small if you know the art of decorating the space. The advantage here is that you got a comparatively small space in the home which is easy to maintain. The décor in the balcony must enhance you to completely savour every inch of that space. Let’s point out the elements of space preservation in balcony décor;

  1. a) Furnishing

When it comes to balcony décor you need to be more selective in furniture. Everything you place in this space must be relaxing and fitting to the environment. Balconies are not meant for public gathering. So you can add small beds for a fresh air sleep or hang a hammock to relax.

  1. b) Removing visual barriers

When arranging space in balcony concentrate on removing visual obstacles between the outer world. Which mean cloth curtain and protruding sunshades are not a favorite option for balcony. Using glass curtains will provide a clear outdoor view and beauty to the balcony. But if you are into more privacy then you can go with the former.

  1. c) Keep it simple

There are two ways to fill in a balcony. One is placing cozy and attractive decorative in the space. Which include fluffy pillows to flower pots. But the other is the way of simplicity. Managing free movement in the balcony, adding selective furniture, visually unfocussed decorative, etc are the hallmark of simplicity.

  1. The role of Light

Fresh air and the natural light is the primary luxury of any balconies. The joy of the balcony comes from the light and shade it offers. So always utilize the natural sunlight as a decorative for balcony. Bright is the usual mood of the balcony. By adjusting the light levels using curtains and shades you can create an entirely different feel in this space. Adding glimmering and low lit artificial light can make your nights magical.

  1. Green always fit

Like we said balcony is an extension from home to nature. So to make it a transition zone between nature and indoor life you can use the charm of greenery. Try setting a small garden in the corner and railing of your balcony. The availability of sunlight make the plants grow healthier and within months you can see heaven starting to bloom in your balcony.

  1. Using Floor and Wall

Unlike the indoor wall and floor, the area of a balcony is limited and special.  The carpet or rug you use on the floor needs to mingle with the outdoor tone. Grass pattern carpet, wooden interlock, or stone tiles, the options are many. You don’t need to completely cover the floor with carpet. Instead, spend money to find the best piece of art to fill the open space on your floor.

When it comes to ceiling and wall choose warm and dustproof paint. You don’t need to paint the same exact outdoor paint in balcony walls.

  1. Foresee the Climate

Since the balcony is an outdoor space anything you wish to décor in it must be resistant to climate scenario. For example, if you are planning to build a home with balcony in Kerala you must know the monsoon factor. In such place reduce wooden and metal item for decorating the balcony. Or you can resist the side effects of the changing climate by shades and coverings. For extra safety from dripping water use PVC blinds to seal the space.

Above are the five ideas or areas you need to concentrate before you plan to décor your balcony. Remember a well-arranged balcony itself can change the overall appearance of the home. And if you are wise to retouch every inch of balcony you will be gifted with a unique space to ease and free your mind.

 

5 tips on How to decorate your bedroom

Every home is a haven to open up our true self. And in every home, we have bedrooms to express our unbiased nature and a wide range of pure emotions. The bedroom is ought to be a personal space at home where you don’t need to fake your choice. That means from the selection of wall paint to the softness of bed you are expressing yourself. The bedroom is a private space and every material in it must give you complete satisfaction. As you spend one-third of your life sleeping in this room it must be unique than the other spaces. And a well organized bedroom itself represents your personality. That’s why this article shares five helpful tips on decorating and converting your bedroom into a special space.
1. Bed is the Focus
How can you imagine a bedroom without a bed in it? The selection of an appropriate bed for your bedroom is the main concern. Even the placement of the bed makes a huge difference. The bed you selected can act as a focus decorative because of its size and visual impact. Before selecting bed check the following
a) Why size matters
Before selecting bed don’t forget to consider the room space. Remember a too small bed is uncomfortable but a big one can steal the room space. So make your choice between room space and comfortability. The predefined size options like single, double, queen, king, etc. can make your choice easier.
b) Pillow and bed combination
In bedroom decoration, the pillow and bed combination can do wonder. To make combination you can use two to six pillows. As the number increases try to reduce the size of pillows. For an adorable look, you can use feather filled pillows with neck rolls and bolster. And remember to stick to one color pattern to compromise with the room theme.
c) Canopy beds
Canopy beds are born as a decorative. It’s like adding a frame to your bed and an easy method to draw attraction. Adding a canopy to bed gives options for more drama and creativity. You can hang curtains or lights to increase the visual appeal of the frame. Or simply keep the frame transparent and add focal points in the wall or window behind it.
d) Sheets as canvas
don’t hesitate to spend some money on linens and sheets. Clean and monochromatic linen can change the overall appearance of the room. If your mind is too creative use sheets with beautiful patterns in it.
2. Color and themes
Setting a fusion between the color and theme of the room helps to increase the style of the bedroom. You can easily define the theme of the room by using lighting and wall paint. All the light including the bed lamps needs to be soft luminous to avoid excessive vibrancy in the room. After all the ultimate intention of the bedroom is a tight sleep so every decorative in it must come to that line. A theme based on privacy and personalization is what you can aim for.
3. The fifth wall
Never forget the ceiling of your bedroom. Because this fifth wall is the very thing you will notice when you lie in your bed. Rather than painting casual white in ceiling think about a soft neutral color that will benefit your sleep. If you have a high ceiling you can try a dropped beam ceiling with white paint. For beams, you can use wooden or steel material as per your taste. To keep the flow of the room paint the ceiling with a color that resembles the overall texture of the bedroom.
4. Furniture and accessories
Furniture and accessories are essential in the bedroom but at a minimal rate. If you have space in the bedroom try decorative makeup mirror and set some resting points in the corner. Low floor beds and sofas fit well with the bedroom. And in the case of accessories, it is better to reduce electronic equipment inside the bedroom as it may add noise. You can go for texture rug and wall mounted stands rather than television and big wardrobes.
5. Keep it simple
Whatever you wish to do in the bedroom keep it simple. Try to keep distance between wall and accessories of the bedroom. Preserving space for free movement is the key to the success of any bedroom decor. Likewise, too much of pattern and color won’t fit in the bedroom atmosphere. The mood of the room must be relaxing and a visual flow must be maintained inside the room. When you keep thing organized your bedroom is naturally decorated as a perfect space for refreshment.

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ADVANTAGES OF BUYING A PROPERTY ON HOME LOAN

An own home is a dream of any human. In any financial scenario, people desire for a safe and undisturbed place for serenity. This is why house properties in the real estate sector always preserve high demand despite any situation. Due to the high demand, buying or building an own house became hard work which is suitable for an affluent hand. But fortunately, the availability of home loans is keeping alive the dreams of millions to have their own home. Whether it is a bank or private sector loan is a helping hand for a man in need. Rather than money backup home loans have other benefits. That’s why this article explains the advantages of buying a property on home loans.

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Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Why Home Loans

Some people plan to wait for a particular property by thinking the base value will decrease some day. After waiting for long they realize that the demand and price of that property are multiplied and time is wasted. This makes them compromise with smaller home and unhappiness. But a home loan can provide immediate money back up with some security and sufficient document. Since the price of the desired property is unlikely to go down home loan is the best choice to seize the moment.

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Flats in Calicut.Premium Flats in Calicut, Budget flats in Calicut, Flats in Calicut for sale

Know your Home Loans

Home loan is an amount of money or security provided by a bank or financial institution based on your ability to payback. Since you have to pay interest for the principal amount over depending on loans is not wise. The company lending you money takes your property as security. When a borrower fails to pay his dues they will take legal measures to recover the property. There are different kinds of loans available for homes. Those are;

  1. Home purchase loan: as the name suggests this loan is provided for buying a property
  2. Home improvement loan: this type covers the expenditure including repair, maintenance, and renovation of the home.
  3. Home construction loan: helpful when you are constructing a new home.
  4. Land loan: this is the initial type. Loans for land will benefit from tax relaxation in the future.
  5. Joint Home Loans: two or more people can take a home loan. This option avails exceptional tax deductions and shared loan repayment.
Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Steps for getting a home loan

After determining the specific need you can approach a bank or money lending organization with the necessary document of property. When you pay the processing fee they will start the valuation of the document. The sanction or approval process will take its time based on the location. An official will check the legality of the property directly. After the site estimation, the Company will proceed to final validation and signing the agreement. Earlier these steps were time-consuming but now it’s faster and smoother.

What are the advantages?

  • Tax benefit:

The different section of Income Tax of India Act straightly gives a number of tax deduction options for loan buyers. If one succeeds to complete his home then he can avail tax deduction based on procedures.

  • Transfer facility:

Some options allow you to change the home loan to another lender if they offer a loan at lower interest.

  • Monthly Installment:

Rather than spending a huge amount of money at a time monthly instalment make the burden small. You can connect the loan to your salary account which ensures due payment.

  • Long tenure:

Home loans stand unique because of its high repayment tenure. Most money lending institution allows time period up to twenty to thirty years based on your income security.

  • Assured resale value:

Considering the present inflation and interest rate the price of your property will definitely go high in the future. So buying a property as soon as possible makes sense.

  • Safe purchase:

Buying a property whether it is land or home increases the reliability. The experts will explain all the legal and technical angle of the property to you. That information can be used to validate the resale of property in the future.

 

  • No rent payment

When comparing to the soaring rent rate in cities paying small amounts for a home loan is relaxing. Money lenders won’t increase the interest rate as the landlords do.

 

Owning a Villa in the City of Calicut

The city of Calicut always attracts many hearts by its innocence and uniqueness. Life in this city is itself a story filled with vibrant and colorful memories. That is why owning a colourful Villa in the heart of Calicut is always a delight. This is the reason behind the steep growth of real estate sector in Calicut. As an emerging city, the demand for a plot in Calicut never goes down. But people become confused when they try to find the right property among numerous options. Some spent excess money on the property with fewer amenities. Some others compromise on limited options of unprofessional builders.

Prisunic builders always share its history of success with Calicut city. As a trusted builder Prisunic has accomplished many dreams of own space or property. Exclusive villas crafted with modern amenities are the hallmark of us. As an experienced establishment in the housing sector, we recommend some essentials for a villa in Calicut. Those are;

1)    Modern and contemporary infrastructure as per the money you paid

2)    Villas in the spot where you are not isolated from the advantages of city

3)    Villa which is maintained by a reliable builder

4)    Own a villa with exceptional services as a bonus

Above are some of the important things to keep in mind before buying a villa in Calicut. Gladly Prisunic builders have several landmarks and project in Calicut built on your demand and dreams. To maintain the relationship between the builder and customer Prisunic never compromised on the amenities and unique services. Let us check the different range of villas available in Calicut;

  • Palazzo

Palazzo is the exclusive combination of luxury and amenities. Prisunic builders have developed a villa project which is expanded over 1.57 kilometers of the total project area. Each division in this area consist specially built luxurious units of premium villas.

  • Villaments

This is an economical option. Because Villament is an excellent fusion of the luxurious Villa and economically affordable Apartment. By having a Villament in Calicut you are having a place for leisure and peace without a huge financial crisis.

  • Apartments

Busy like a bee? Then try apartments in Calicut. You can have satisfying amenities and service with compromising price. Choose portico or solitaire apartments from the project list of Prisunic builders.

Before proceeding to any buy in Calicut, confirm all the amenities and services are practically available. Since Prisunic builders believe in quality and reliability you will ever miss a chance to own a space in Calicut.

 

How to give your small home a spacious Appearance

Everyone loves their home regardless of the size and vanity it possesses. Home is the most satisfying haven we have. But it gives more satisfaction when it looks spacious. When you know how to utilize the space you got, even the small home becomes gratifying. Interior designing and decorative approach can make a small home look spacious and elegant. Let’s have a look at some ideas to make every home spacious.

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Villas near calicut,villas in calicut city, Villa builders in calicut, villas in calicut price

hardwood-floor

Walls and space

The wall of a home is the soul of the room. If your walls are modern then the house is modern. Any changes in the walls have a direct impact on the interior of the house. So when we need the feeling of space wall is the best option you can experiment with. By hanging a long picture or curtain in walls we can create the illusion of space. A window frame touching the floor and ceiling can also foster the feeling of space. Try mirrors in the walls which can create extra virtual space inside the rooms. Or make long inbuilt shelves which give the same virtual effect. When you need to separate the big room into multiple compartments uses curtains or thread walls instead of concrete walls.

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Villas near Calicut, villas in Calicut city, Villa builders in Calicut, villas in Calicut price

Ceilings

For most of the large house, the ceilings are the least concern element for the eyes. But when it comes to the aspect of space, ceilings play a vital role. Homes having less carpet area usually has ceiling close to the floor. This may give an impression of living in a cage. It is practically hard to redesign roofs once created. But you can use the lights to resolve this problem. Artificial lights pointed towards ceilings (uplighting) can overcome the congested feeling of the room. You can also try a glass window near to low ceilings. This helps to distract the guest’s critical eyes and the natural light will give your home spacey look. By painting ceilings with light colour than walls and using non-pendant light can contribute to the spacious look. If you are fond of hanging the light in rooms use it in the side portion of rooms instead of the centre point.

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Villas near calicut,villas in calicut city, Villa builders in calicut, villas in calicut price

The magic of colours

It is known that our brain calculates space according to the colour combinations around it. The easy way to make a room spacious is painting. Brighter colours always make the room visually larger than the dark paints. The combination of dark floor and white ceilings always tricks every eye. If you are fed up with pure white walls then consider light green or blue colours instead. And when lighter colours are used in the walls match it with curtains also, because a matching curtain blends in with the wall and makes a flawless visual effect. It is better to maintain monochromatic colours in a small space to set up the visual continuation.

Avoiding Clutter

Every living space faces the problem of clutter. Sometimes we store unwanted and useless items inside the rooms which steal the precious space. A protruding decorative or overcrowded shelf can corrupt the spacey look. Always try to maintain a particular distance between items inside the rooms. If there is no white space inside a room it gets hard to live in it. And cluttering items like clothes attracts dust and the air eventually becomes polluted. That makes your room virtually and physically congested.

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Villas near calicut,villas in calicut city, Villa builders in calicut, villas in calicut price

Flooring

Rather than other interior decorative flooring has a huge impact on the space of the home. A shining and stylish floor can pin one’s look down. Single stone flooring gives incomparable space to a room. The best options for flooring lie between dark and light colours. If you choose light colour flooring it will pose a better leg space. Light floors reflect colours and the room looks airy and welcoming.

But dark floors are as good as brighter ones. You can use rich colours instead of black. But remember to balance the dark tone with bright walls and ceiling.

Carpets or tiles having vertical stripes do magic in the space issue. Those stripes when coming parallel to the walls show the room as a long area. Or try diagonal tiling that helps in deceiving the eyes and make the room spacious than in real.

Furnishing

Most of us select furnishing materials based on the style and size of it. But when you forget the proportion of the room this selection become a burden. For small house always choose low profile furniture. Bed close to floor and sliding doors are choice that reflects modernity and space. Mounting TV on the wall and using multipurpose furniture can be tried for utilizing the space you got. Remember not to allow any furniture take large floor space in a room. Instead, personalize your little room so that the appearance makes it emotionally spacious.

 

 

How To Select Best Bathroom Vanity

 

Everyone begins their day in the bathroom to get a fresh push. So isn’t that nice to make a bathroom more accessorized based on the usual needs? Bathroom vanities help in converting a bathroom space into an effective recreational room.  Whether your bathroom is big or small in size, bathroom vanities can make it a better place. Because bathroom vanity is the art of choosing stylish decorative based on the basic necessities.

bathroom villa

Since bathrooms are relatively small space in the villa, selection of vanities has a greater impact. So choose bathroom vanities by foreseeing the challenges and advantages. Let’s discuss how to select the best bathroom vanity among the favorites.

Types of vanities

When you have determined to have vanities in your bathroom it’s better to know the options available for you. Consult an interior designer who has insight into the aesthetics of the room. Prior to consulting an expert know some vanity varieties.

DIY-Bathroom-Vanity-7

  1. Wall mounted

This kind of vanity is becoming more popular among people. Because wall mounted vanities give an airy look as well as more space to the room. You can fit a cupboard or frame to the walls which help in storing some essentials. But the strength of the vanity depends on how much it is attached to the wall. Wall mounted vanities mostly comes up with a clean-lined contemporary design.

  1. Independent

The independent style is just opposite to wall mounted vanities. Anything under this category can be portable and adjustable.

HGTV-Contemporary-Bathroom-Vanity-Ideas

  1. Sink combinations

Sinks are an integral part of an accessorized bathroom. Instead of a single sink, contemporary trends use multiple sinks with a combination of storage space under them. If you wish to experiment with sinks then consider the freestanding approach. Otherwise, you can wall mount them. If you don’t have a minimum 45 inches space then consider a sink in corner of the room. Apart from the installing options, you have numerous sink types which differ in color and shape.

kupatilo1

  1. Cabinet vanity

Cabinets are suitable for relatively big bathrooms. If you have adequate counter space in your bathroom then never hesitate to have a cabinet vanity. Cabinet vanity sizes usually start from 18 inches to 72 inches or above. You can keep medicines to clothes in it. To save space one can combine cabinet with sinks and use sliding doors against swinging one.

wood-bathroom-vanity-cozy-popular-marvellous-design-vanities-best-25-ideas-on-pinterest-contemporary-canada-sink-with-tops-nz

The conflict between Trend and Need

Day by day innovating ideas are blooming in interior designing. So naturally, bathroom vanities also possess numerous trendy varieties for you. But before spending bulk money on such items know your needs first. You may need a drawer for keeping essentials or a sink that best defines the beauty of the room. Whatever it is, your selection must be utilitarian.

After knowing the trend you can bravely go for the trends. One of the active trends is open shelving and floating vanities. Open shelving is more friendly and easily accessible than cabinet kind.  In the case of floating vanity, the biggest advantage is the option to adjust height. Those who have a small bathroom will find this handy.

bath

For who loves luxury, marble and quartz sinks are available in the market. This will give a simple and modern look. No matter how you experiment with bathroom vanity stick to the minimalistic concept. Because less space more utility is the hallmark of contemporary styles.

Know your room

Before making any checklists for bathroom vanity know your room proportion. A square and the rectangle shaped bathroom demands different selection. Exaggerated use of vanity will result in congested room space. Contemporary villas have multiple bathrooms plus a master bathroom. If you prefer to make a special bathroom for your guest then you can concentrate on making it the master one.

Ways of installation

After selecting the most suitable bathroom vanity next step is to install them. To avoid unwanted expenditure study about the plumbing line, door openings, ventilator, and closet. Because these things can be a hurdle for the installation and effectiveness of bathroom vanity. A door opening to the cabin or a sink blocking the closet can be a headache. A bathroom remodeling engineer can calculate the space division between vanities. Otherwise look for faucet openings and water connection and install the vanity yourself.

 

 

How to Baby Proof your Villa

 

This article deals with some ideas for ensuring the safety of your baby in the villa by baby proofing techniques.

Every family finds their happiness in villas and homes. And such happiness is vested on the younger one in the family. Your baby gives immense vibes and meaning to your life. So naturally, their protection becomes the primary concern of every loving parent. Villa is the safest place for your crawling and active baby. But if you fail to baby proof your villa the chance of accidents increases. You need to understand that every corner of your accessorized villa can pose a threat to your younger one. Clear observation and precaution can save your babies from unfortunate incidents.

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Baby proof villa, villasin calicut, villa projects in calicut

Primary threats

When your baby starts to crawl, every edge and corner of your full packed villa becomes threats. His/ her movements will be fast and unpredictable. Babies try to grab anything they can reach. They taste anything they hold. So your villa needs utmost preplanning before welcoming a baby. Below we discuss how to baby proof some common space in your villa which otherwise pose danger to your baby.

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Baby proof villa, villasin calicut, villa projects in calicut

Floor

Villa’s floor where a baby interacts must be crystal clear. Her defensive system can’t prevent the hazardous bacteria outside. So as a first step, clean your floors with mild materials. Don’t use slipping mats or a tile which steals little one’s balance. You may better remove bumpers and dusty carpets from the floor to assure safety. But you must use the rug or any other soft pads in the floor to reduce the hardness of the surface. If you are not okay with converting your floor completely, at least try soft materials like foam tiles in the play area.

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Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Bathroom

The bathroom is the wettest place in your villa. Naturally, it becomes the most dangerous place for your baby. The bathtubs and slippery floor demand serious attention. Always close the entrance of the bathroom when you are away from the baby. Beyond that ensure closet and tub has safety tops for extra protection. Use nonslip mats in the bathroom. And if there is an electric heater, the codes must be checked and clipped properly.

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Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Kitchen

The kitchen is probably the busiest room in your villa. And your baby will be eager to reach the sound making utensils and shelf without your consent. So organize your kitchen properly.  Be wise in storing plastic bags and carriers since your baby may love to play with them. Small and round vegetables and fruits must be away from your baby. Electronic devices like microwave Owen, refrigerator etc., pose an open threat to the baby. Seal their opening to protect her.

Baby proof villa, villasin calicut, villa projects in calicut

Baby proof villa, villasin calicut, villa projects in calicut

Furnishing tips

Taking precautions in baby proofing your furniture has two advantages. First, your precious belonging is safe from baby’s eyes. Second, your baby is safe from getting injured by colliding with it. Check the stability of furnitures like bookshelf and dressing stands. They must be attached to walls or hangers to avoid tilting.

Sharp corners must be softened to mitigate any threat to your walking baby. And never put any furniture near the attractive decorative. Because she will use such furniture as a ladder to reach that object.

High alert areas

There are some areas in your villa that pose a constant danger to your baby. For example, doors. Your little one often smashes his fingers between door openings. You can try a stopper in doors to avoid ramming of doors. Another intimidating problem is the stairs. Baby may try to crawl on the stairs or she simply tries to slide through the steep. Putting a small gate on the stare will solve this problem. Another room that demands instant care is your storeroom. Your store room consists of less harmful detergent to the highly toxic pesticide. Never allow your baby to enter this room. Make shelf at your head level so that your baby never happen to touch the harmful stuff.

A play area helps to keep a baby occupied all the time. But never provide small toys that baby eventually direct to mouth. Decrease hazardous plastic materials all over. This includes your mobile charger and remote batteries. Just try crawling to see any threat you left behind.

HOME INSURANCE- ALL YOU NEED TO KNOW

 

The valuable asset of life certainly is our family and home. Your contentment is bounded to your home.  This ever-changing world demands you to preserve those sources of happiness. Accidents, disasters or theft- anything can directly affect your home. Thank god we have a unique solution. A solution which helps you to rebuild your dream from dust. We call it home insurance.

What is home insurance

Home insurance or homeowners insurance is a property insurance which is not a mandatory choice. Means you can choose whether you need to insure your home or not. There is no legal obligation that demands you to take insurance. Remember, when you buy an automobile it is already insured, right? So like said before, home insurance is a personal choice and a multilayer policy. Insuring your home simply means the whole of your property is financially protected. It is a backup for unprecedented expenses caused by sudden misfortunate.  Your home insurance in a wide sense includes both property and liability coverage. Here liability means when a third party is affected by any property in your home, he/ she got covered under the policy.

Types of insurance

Understanding the content of your policy is essential. Before buying a policy for home, work on it. Know if your policy is actual value or replacement cost policy. As the name indicates actual value means the full payback of your coverage. But whatever your loss is, the claim is predefined. Literally nothing more or less. So homeowners usually go with the replacement policy. Under this, your insurance company will pay the full price for replacing a damaged item in your home. For example, if your furnishing is destroyed but insured, you will get the same kind again. But care must be taken in the specifications of policy. Remember, only specified belongings of your home will get the coverage.

When you rent a home, the replacement policy is advised. Here building policy is not your concern. If you are sharing your room with another, then damage to your property is a probability. In such case content insurance is beneficial. But if you’re the landlord, complete property need to be insured rather than contents.

Which is best for you?

Insurance and its benefit are determined by your choice. Preplan your needs before buying insurance. Consider the geographical condition. If you foresee any risk such as flood or earthquake never hesitate to take high coverage insurance. When you buy a home or villa in a busy city like Calicut, the policy must include protection from unprecedented damages. Because in the city, the mistakes of others is a big concern. Most times, coverage limit comes under the mortgage you yield. Otherwise, the insuring company will recommend a coverage limit based on the local construction rate.  The size and structure of the home is a factor when calculating the insurance limit. Insurance agency evaluates your building materials, rooms, special features of home etcetera before making a final agreement. It means any structure you built after signing the policy might not come under the insurance protection. Remember to add an inflation guard in policy. That will help to maintain the insurance limit with the increased building cost.

Where to get

There are numerous agencies and banks around you to provide home insurance. Besides, there are plenty of online insurance plans. Responsible decision is recommended here. Private insurance companies come with much more colorful offers than public banks. In that case, study the legitimacy of that organization before striking a deal. Or deal with state-owned insurance group like LIC.

Legal procedures

Insuring process is purely a documented process. The coverage, premium, terms, condition, and everything is defined under the well-crafted document. Home is considered an investment. Unlike a vehicle, its value increases in future perspective. The main part of an insurance deal is claiming the amount at the time. If any damage occurred to your home as specified in the policy, contact your insurance agency via helpline, mail or message. Don’t forget to document the damage by clicking some photos of the situation if possible.  Ensure you have all supporting documents safe in your hand. Because that is the first thing your insurer asks you after such incidents. You may need to submit the first investigative report, hospital bills, or any expenditure bill related to the accident. It is recommended to read the whole document before such things happen. Otherwise, your insurer may remind you the exclusions of policy at the exact time of claiming.

Latest Trends in Flooring Your Villa

Ranging from mere dirt to resilient vinyl material the history of flooring is quite interesting. For ancient homes in India, floors were meant to be a surface to move on. But in modern villa concepts flooring is one of the kingpins and defining factor of interior designing. It became a creative process that benefits the aesthetical finishing of your home.   Flooring trends don’t change in fast phase. But modern and luxurious villas are experimenting with catchy floors that can hook your eyes into the ground. In this article, we share some latest trend in flooring

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

  • Hardwood flooring
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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

This type of flooring excelled in every epoch. Hardwood flooring is becoming popular among folks because of its active and smooth look. It can be easily cleaned and comes in cheesy colours also. And it is indeed suitable for your adorable babies and pets. Most favourite of such kind is natural looking woody floor material. This Variety can hide marks and dirt quite amazingly. Unique proportions of floor planks are its best character. If it is big, you can finish planting the planks by a fewer item. This gives spacey look for rooms and the breaking joint lines are reduced by this. Colours that best suit your furnishing can achieve by hardwood flooring. For better quality the price increases adequately.

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

  • Laminating
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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

This type of flooring is adapted by villa owners widely because it is both adorable and economical. Its cost is determined by the thickness of the planks used. The burden of the budget reduces with the thickness of the plank. Laminating was once very easy choice for house owners. But when wood and vinyl flooring appeared in the market, lamination lost its popularity. But lamination is back again. Modern markets added more colures and textures in lamination planks. It can provide a neat and hard surface. The extent it can replace other flooring techniques is limitless. Since the production technologies are upgraded, drop in lamination is expected to decrease. Quality for quantity makes it an evergreen trend in the market. Tiles representing your attitude are available in the market. Shining or shaggy every piece justifies the price invested. Original wooden or ground resembling laminators are the most sought out now. Complex and unique designs are quested by most of the trend lovers.

  • Vinyl flooring
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villas in Calicut, builders in Calicut, luxury homes in Calicut. villa projects in Calicut

Easy to install and amazingly durable, that is the simplest appreciation of resilient vinyl flooring. No one can soak it in water since it is waterproof. Your child can’t make marks on it since it is tough. It is becoming a sound alternative to stone and ceramic tile. It comes with contemporary designs and patterns. Sheet, tiles, and planks are the basic types of vinyl flooring. Sheet vinyl is an easy to install rolls of material. Sheet or tile vinyl materials can be acquired at an affordable rate. If you don’t mind spending money, then luxury vinyl tiles are available that can mesmerize your guest.

  • Carpet

Carpets in the floors have a long story to tell. In ancient sultanate regime in India carpets played the role of a royal decorative item. The glorious artwork on it tells the story of prosperity and creativity. But regimes collapsed and so does the carpet. But carpets survived when modern homes started experimenting. The warm smell and soft touch tinkling your toes make carpets unique. In past carpets were prone to usage defects. But technology advancement made it more durable. Neutral tone patterns are a general choice. Instead, numerous patterns and colour variations are available that can warm your heart. That rag smell of carpet became old stories now. Aromatic and dust free carpets are ruling the market today. Wool and polyester carpets are being replaced by nylon materials. Natural sisal carpets, pattern carpets etcetera are the perfect option for your villa. This can absorb excessive sound and annoying dirt. And of course, you can change the carpet theme according to your present mood. No other flooring material offers that possibility.