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Residential Flats ​Calicut

What makes Villas in Calicut smart Investment choice

Calicut the land of Zamorins has always cherished with the tale of glory and matchless development throughout its history. And hence this vibrant city has always been the favourite terrain of investors and merchants. By these promising atmosphere, within decades Calicut has become one of the most coveted residential hubs of God’s own country, Kerala. Since the real estate sector is amusingly booming, this is the right time for you to invest in Calicut by owning your favourite home or villas without extra cost. Investing in villas in Calicut is a smart choice because of the numerous possibilities contained within the deal. And therefore this article will tell you why investing in villas in Calicut is safe and smart.

The villas of Calicut 

Being a coastline city Calicut always maintained a friendly atmosphere and thrive for innovative ideas in its entire journey to prosperity. And the urge of Calicut to please its pursuer is reflected in residential projects also. That’s why Calicut has been the source of energy for builders like Prisunic to provide the best for its customers. Because of the quality of residential projects investing in your dream villa or apartment in this city is certainly an easy choice.

Connecting to possibilities 

Owning a villa in Calicut opens many possibilities. Most of the villas in Calicut is situated in the geographically important points of the city. So when you invest in villas you are reserving the precious space which connects the hotspots of the city. To vindicate this idea Prisunic builders have built a wide range of villa project which connects most important spots like school, hospitals, and markets. The easy access to such essentials assures a perfect family life.

Never-ending developments 

 Recently Calicut was in news under the title ‘the fastest growing metropolis in Kerala. If you visit Calicut you can see progressing development work all over the city. The fast developments in physical infrastructure are directly benefitting villa projects in Kozhikode. Whether it is the well-networked roads or availability of pure water the quality of life in kozhikkodan villas is above expectation.

A dream lifestyle 

Calicut has the color of the truth and the smell of delicious food. This city is the haven of foodies and art lovers. So rather than one day visit people inhabit this city for a complete lifecycle. Due to this specialty buying and renting a villa in Calicut is always a profitable investment. Each rupee you spend on a villa in Calicut is somehow justified in this wonderful city.

Reliability and uniqueness 

 Calicut is the perfect place to desire about a dream villa thanks to reliable builders. To Prisunic builder’s customer satisfaction is the primary policy for a long-term relationship. Because of this pleasing quality, Prisunic villas offer high resale value even after years.

What we have for you 

Prisunic builders is a reckoning name in the building industry of Kerala for years. Its success and stability is the byproduct of customer’s gratitude. To meet the different needs of people Prisunic has innovated projects like Palazzo, apartments, and villas. With 24×7 security and infrastructure based on modern amenities, villas in Calicut by Prisunic builders are ready to astonish you.

Comparing to other residential properties the villas in Calicut has good appreciation value and better privacy policy. So we advise you to utilize any positive change in the market to invest in the perfect property like a villa in Calicut.

 

 

Prisunic Builders Delivering Unmatched Living Experience

We, humans, find bliss in every new experience. And every experience is more meaningful when you enjoy it with a better living condition. That’s why we Prisunic builders always give prominence to mould a brand new life for our customers. As a building group, Prisunic builders believes in quality and exceptional services. Because our vision is a future where Prisunic builders is a household name in community living. That ambition can only be achieved through customer satisfaction. So what is Prisunic builder’s speciality? It’s the aspiration to excel in delivering an unmatched living experience to our clients. Let’s see those unmatched experience that we can provide for you.

Join the Family

Prisunic Builder’s every project is intended to create a long term relation with the receiver. As a trusted and responsible builder, we see all our customer as a family. So buying a Prisunic property means joining a new community.

The idea of mutual progress

Mutual understanding makes life easier. That’s why Prisunic builders are eager to know its customer’s demand. We plan new projects based on the dreams of the people. A happy customer is the best ambassador of any organization. So we are happy to upgrade your lifestyle with unique projects and service.

Your Dreams, Our Projects

Prisunic Builders always observe the changing demands of the world. So we experiment with new trends in a professional way. Let’s have a look at some projects where comfort and luxury unite.

  • Budget flats and apartments 

Prisunic builders value for your money. So Flats and apartments are available with modern amenities with in the budget plan. Since we never compromise on quality you can forget the concerns of finding the best within your limit. Modern amenities include community points like garden and swimming pool. Clean interior and fully accessorized room will never let down your expectation.

  • Cosy villas 

Luxury plus serene atmosphere. That’s the baseline of every Prisunic Villas. We have 3BHK, 4BHK projects in your favourite locations. You can savour the community living without compromising on your privacy. The independent villas are packed with contemporary interiors and upgraded architecture.

  • Luxurious Palazzo

Ready to level up? Then Prisunic palazzo is the best option for you. By the unique Palazzo project, we ensure you a magnificent life within the wholesome of placid locations. In this project, the cluster of villas represents urban life at its best. Get ready to feel the high-end modern living with the charm of lush green rural life.

The motto of Quality and Reliability

Prisunic Builders, one of the faithful names among the luxury residential builders started its operation since 2006 in Calicut. Since then we have followed the motto of quality and reliability. We have an experienced and creative team who carefully work till the finishing of each project. This group includes Engineers, technocrats, businessman and other veterans from various fields. So we represent the ambition and dream of a large group. That’s why our projects are closer to customer demand and satisfaction.

Prisunic Builders are here to deliver the best services related to residential living. Just give us a call or mail and step into the new venture towards unmatched lifestyle.

 

 

Five decor ideas for a large balcony

Life inside our own home is beautiful right? But no matter the peace or luxury of an indoor space we all try to find an outdoor extension. When thinking about an outdoor space which is exposed to fresh air and preserves privacy the answer narrow down to balconies. Most of us find peace of mind by sitting in our own balcony rather than spending time in a public park.  A well planned and decorated balcony increases the visual appeal of your home as well as your life. That is why this article explains five décor ideas for your unique balcony.

  1. Preserve the Space

It doesn’t matter if your balcony is large or small if you know the art of decorating the space. The advantage here is that you got a comparatively small space in the home which is easy to maintain. The décor in the balcony must enhance you to completely savour every inch of that space. Let’s point out the elements of space preservation in balcony décor;

  1. a) Furnishing

When it comes to balcony décor you need to be more selective in furniture. Everything you place in this space must be relaxing and fitting to the environment. Balconies are not meant for public gathering. So you can add small beds for a fresh air sleep or hang a hammock to relax.

  1. b) Removing visual barriers

When arranging space in balcony concentrate on removing visual obstacles between the outer world. Which mean cloth curtain and protruding sunshades are not a favorite option for balcony. Using glass curtains will provide a clear outdoor view and beauty to the balcony. But if you are into more privacy then you can go with the former.

  1. c) Keep it simple

There are two ways to fill in a balcony. One is placing cozy and attractive decorative in the space. Which include fluffy pillows to flower pots. But the other is the way of simplicity. Managing free movement in the balcony, adding selective furniture, visually unfocussed decorative, etc are the hallmark of simplicity.

  1. The role of Light

Fresh air and the natural light is the primary luxury of any balconies. The joy of the balcony comes from the light and shade it offers. So always utilize the natural sunlight as a decorative for balcony. Bright is the usual mood of the balcony. By adjusting the light levels using curtains and shades you can create an entirely different feel in this space. Adding glimmering and low lit artificial light can make your nights magical.

  1. Green always fit

Like we said balcony is an extension from home to nature. So to make it a transition zone between nature and indoor life you can use the charm of greenery. Try setting a small garden in the corner and railing of your balcony. The availability of sunlight make the plants grow healthier and within months you can see heaven starting to bloom in your balcony.

  1. Using Floor and Wall

Unlike the indoor wall and floor, the area of a balcony is limited and special.  The carpet or rug you use on the floor needs to mingle with the outdoor tone. Grass pattern carpet, wooden interlock, or stone tiles, the options are many. You don’t need to completely cover the floor with carpet. Instead, spend money to find the best piece of art to fill the open space on your floor.

When it comes to ceiling and wall choose warm and dustproof paint. You don’t need to paint the same exact outdoor paint in balcony walls.

  1. Foresee the Climate

Since the balcony is an outdoor space anything you wish to décor in it must be resistant to climate scenario. For example, if you are planning to build a home with balcony in Kerala you must know the monsoon factor. In such place reduce wooden and metal item for decorating the balcony. Or you can resist the side effects of the changing climate by shades and coverings. For extra safety from dripping water use PVC blinds to seal the space.

Above are the five ideas or areas you need to concentrate before you plan to décor your balcony. Remember a well-arranged balcony itself can change the overall appearance of the home. And if you are wise to retouch every inch of balcony you will be gifted with a unique space to ease and free your mind.

 

How to prepare your home for Monsoon?

 

Rain is a feeling that soothes and awakes the mind. It nourishes the earth from its droughtiness and decorates the nature with green. The water spews down from heaven to gift a reviving effect on all lives below. Even when it comes to saving the earth, it also carries some challenges. One of the main challenges is waterproofing our houses.

When pay attention to reality away from the romanticism, it needs more importance as it may destroy our shelters. There may be cracks on the rooftops, leakage seeks pots to catch drips, debris or leaves which gets collected on narrow gutters causes blockage and then results in an overflow of water to the yard and to the hall in the upstairs, growth of moulds and small mushrooms on walls, more chances of electric shock etc.

How can we rainproof our house?

 

  • There will be an outer extension in every house in common, to protect the house from terrible weather. The limitations need more ways to cope up the situation which is beyond the transborder. Use of waterproof paints plays roles not only in colouring the walls but also protecting it from bad weather. The tarpaulin can be used to protect up to a level.
  • You have to check prior to the expecting rainy season, whether the gutters are wide enough and there are no chances of blockage. Most likely there are chances of bunged up of gargoyle which obstructs the water flow as mentioned above.
  • There are chances of swelling of wooden doors and windows, which in turn causes difficulty in closing down the opening covers. Thus sandpaper can be used to restore it.
  • Cracks in concrete and pores in stone blocks should be checked prior to the season. Unless, it will result in leakage, causes ailing of walls and its shatter.
  • Water stains on the wall will not be removed by bare painting. So oil ground primary sealer should be used before painting.
  • To vaporize the water content and to reduce the amassing of moisture inside the room, air circulation is essential.
  • All the unleashed raws on the rooftop has the abrading power upon your house. So take care of your house throughout the season.

You should get ready for Monsoon rains, before dark clouds come suspended and poured over. Making your house rainproof is a big covenant, but it is a big endeavour.

You take effort to protect your personal possessions, so protect your shelter too.

5 ways to save energy at your home

Reducing your electricity bill not only save you some extra bucks but also brings you one step closer to being an ideal resident of our dear planet. Lower energy bills mean less energy consumed, which means less harmful emissions are released into our ecosystem. Reducing consumption not necessarily means baking yourself in the scorching heat or taking bath in freezing water, there are many other easy and effective things you can do with little investment and little or no experience. Here are the 5 little ideas you can start with.
1. Reducing the phantom loads
This refers to the load (electricity) that an appliance or electronic device consumes when it is not actually turned on. A report says that phantom loads account for about 6 percent of all national residential electricity consumption. Phantom loads can be eliminated by unplugging appliances and electronics when they are not in use.
2. Energy efficient appliances
Buying a new appliance, make sure to look for the Environmental Protection Agency’s Energy Star label before making a purchase. These appliances use between 10 and 50 percent less energy and water than their conventional counterparts. Star labelled appliances may cost more than the appliances without the Energy Star designation, but they sure make up that additional cost through energy savings.
3. Changing your light bulbs
This is one of the least expensive and most effective changes you can make in your home. Fluorescent bulbs are things of the past. Now the CFL technology is replaced by LED. Longevity, efficiency and less consumption of energy are some of the many benefits of LED lights over other types of lights. Clear white light with less consumption and even lesser heat emission makes it ideal for home use. The LED light can be also used in ways that can complement your interior design and architecture.
4. Use Fans for Cooling
In the summer, instead of AC use stationary, ceiling and whole house fans to cool your home. This will reduce the need for air conditioning and thus the electricity consumption.
5. Proper insulation for air conditioning
Proper insulation will prevent cool air from escaping from your air-conditioned room. Any small cracks and gaps where the air is leaking into and out of your home should be sealed. Doing this you could potentially save 10 percent on the annual energy bill.
Effective and efficient use of electricity is not just about saving on bills but reducing the stress on the environment. India’s electricity sector consumes around 72% of the coal produced in the country. Coal consumption by utility power is 608 million tons in the year 2017-18. Each unit we save now contributes to a better environment and to a better tomorrow.

5 tips on How to decorate your bedroom

Every home is a haven to open up our true self. And in every home, we have bedrooms to express our unbiased nature and a wide range of pure emotions. The bedroom is ought to be a personal space at home where you don’t need to fake your choice. That means from the selection of wall paint to the softness of bed you are expressing yourself. The bedroom is a private space and every material in it must give you complete satisfaction. As you spend one-third of your life sleeping in this room it must be unique than the other spaces. And a well organized bedroom itself represents your personality. That’s why this article shares five helpful tips on decorating and converting your bedroom into a special space.
1. Bed is the Focus
How can you imagine a bedroom without a bed in it? The selection of an appropriate bed for your bedroom is the main concern. Even the placement of the bed makes a huge difference. The bed you selected can act as a focus decorative because of its size and visual impact. Before selecting bed check the following
a) Why size matters
Before selecting bed don’t forget to consider the room space. Remember a too small bed is uncomfortable but a big one can steal the room space. So make your choice between room space and comfortability. The predefined size options like single, double, queen, king, etc. can make your choice easier.
b) Pillow and bed combination
In bedroom decoration, the pillow and bed combination can do wonder. To make combination you can use two to six pillows. As the number increases try to reduce the size of pillows. For an adorable look, you can use feather filled pillows with neck rolls and bolster. And remember to stick to one color pattern to compromise with the room theme.
c) Canopy beds
Canopy beds are born as a decorative. It’s like adding a frame to your bed and an easy method to draw attraction. Adding a canopy to bed gives options for more drama and creativity. You can hang curtains or lights to increase the visual appeal of the frame. Or simply keep the frame transparent and add focal points in the wall or window behind it.
d) Sheets as canvas
don’t hesitate to spend some money on linens and sheets. Clean and monochromatic linen can change the overall appearance of the room. If your mind is too creative use sheets with beautiful patterns in it.
2. Color and themes
Setting a fusion between the color and theme of the room helps to increase the style of the bedroom. You can easily define the theme of the room by using lighting and wall paint. All the light including the bed lamps needs to be soft luminous to avoid excessive vibrancy in the room. After all the ultimate intention of the bedroom is a tight sleep so every decorative in it must come to that line. A theme based on privacy and personalization is what you can aim for.
3. The fifth wall
Never forget the ceiling of your bedroom. Because this fifth wall is the very thing you will notice when you lie in your bed. Rather than painting casual white in ceiling think about a soft neutral color that will benefit your sleep. If you have a high ceiling you can try a dropped beam ceiling with white paint. For beams, you can use wooden or steel material as per your taste. To keep the flow of the room paint the ceiling with a color that resembles the overall texture of the bedroom.
4. Furniture and accessories
Furniture and accessories are essential in the bedroom but at a minimal rate. If you have space in the bedroom try decorative makeup mirror and set some resting points in the corner. Low floor beds and sofas fit well with the bedroom. And in the case of accessories, it is better to reduce electronic equipment inside the bedroom as it may add noise. You can go for texture rug and wall mounted stands rather than television and big wardrobes.
5. Keep it simple
Whatever you wish to do in the bedroom keep it simple. Try to keep distance between wall and accessories of the bedroom. Preserving space for free movement is the key to the success of any bedroom decor. Likewise, too much of pattern and color won’t fit in the bedroom atmosphere. The mood of the room must be relaxing and a visual flow must be maintained inside the room. When you keep thing organized your bedroom is naturally decorated as a perfect space for refreshment.

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ADVANTAGES OF BUYING A PROPERTY ON HOME LOAN

An own home is a dream of any human. In any financial scenario, people desire for a safe and undisturbed place for serenity. This is why house properties in the real estate sector always preserve high demand despite any situation. Due to the high demand, buying or building an own house became hard work which is suitable for an affluent hand. But fortunately, the availability of home loans is keeping alive the dreams of millions to have their own home. Whether it is a bank or private sector loan is a helping hand for a man in need. Rather than money backup home loans have other benefits. That’s why this article explains the advantages of buying a property on home loans.

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Why Home Loans

Some people plan to wait for a particular property by thinking the base value will decrease some day. After waiting for long they realize that the demand and price of that property are multiplied and time is wasted. This makes them compromise with smaller home and unhappiness. But a home loan can provide immediate money back up with some security and sufficient document. Since the price of the desired property is unlikely to go down home loan is the best choice to seize the moment.

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Flats in Calicut.Premium Flats in Calicut, Budget flats in Calicut, Flats in Calicut for sale

Know your Home Loans

Home loan is an amount of money or security provided by a bank or financial institution based on your ability to payback. Since you have to pay interest for the principal amount over depending on loans is not wise. The company lending you money takes your property as security. When a borrower fails to pay his dues they will take legal measures to recover the property. There are different kinds of loans available for homes. Those are;

  1. Home purchase loan: as the name suggests this loan is provided for buying a property
  2. Home improvement loan: this type covers the expenditure including repair, maintenance, and renovation of the home.
  3. Home construction loan: helpful when you are constructing a new home.
  4. Land loan: this is the initial type. Loans for land will benefit from tax relaxation in the future.
  5. Joint Home Loans: two or more people can take a home loan. This option avails exceptional tax deductions and shared loan repayment.
Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Steps for getting a home loan

After determining the specific need you can approach a bank or money lending organization with the necessary document of property. When you pay the processing fee they will start the valuation of the document. The sanction or approval process will take its time based on the location. An official will check the legality of the property directly. After the site estimation, the Company will proceed to final validation and signing the agreement. Earlier these steps were time-consuming but now it’s faster and smoother.

What are the advantages?

  • Tax benefit:

The different section of Income Tax of India Act straightly gives a number of tax deduction options for loan buyers. If one succeeds to complete his home then he can avail tax deduction based on procedures.

  • Transfer facility:

Some options allow you to change the home loan to another lender if they offer a loan at lower interest.

  • Monthly Installment:

Rather than spending a huge amount of money at a time monthly instalment make the burden small. You can connect the loan to your salary account which ensures due payment.

  • Long tenure:

Home loans stand unique because of its high repayment tenure. Most money lending institution allows time period up to twenty to thirty years based on your income security.

  • Assured resale value:

Considering the present inflation and interest rate the price of your property will definitely go high in the future. So buying a property as soon as possible makes sense.

  • Safe purchase:

Buying a property whether it is land or home increases the reliability. The experts will explain all the legal and technical angle of the property to you. That information can be used to validate the resale of property in the future.

 

  • No rent payment

When comparing to the soaring rent rate in cities paying small amounts for a home loan is relaxing. Money lenders won’t increase the interest rate as the landlords do.

 

How to Feng Shui your Villa effectively

Feng shui or Chinese geomancy is the technique to utilize the space and positive energy in your home.  The idea of benefiting from natural energy by arranging home atmosphere is an ancient and evergreen concept. The word Feng Shui itself implies ‘good fortune’. Since Feng Shui’s primary idea is to benefit from the natural energy, this is one of the costs free methods to attain peace and positive energy in your villa. According to Feng Shui each object in your villa posses a hidden energy. By placing these objects in its particular place assures a positive energy flow in the villa. This article describes some Feng shui approaches that will help you to achieve a happy family life.

Avoiding the Unwanted

The first step in Feng shui is, knowing the difference between need and necessity. A villa crowded with junks eventually becomes abide of negative energy. Unwanted collection of furniture or clothes steals your room space, which is a bad Feng Shui sign. When you clean such clutters from the villa, dust and malodor go away with it. And when good air comes in you start to taste positive vibe.

Open doors and windows for light

When you finished cleaning your room, open all doors and windows for sunlight and fresh air. By Feng shui practice your front door act as the best passage for positive energy. So never close your front door. Instead, you can close your back door to preserve the energy. If opening up windows are not possible, try plants inside that purifies the air. When placing plants in rooms do not allow dried leaves and dust spread in the room. plant with thrones and harsh leaves are not recommended inside the room. that means anything irritating your mind must be outside your villa for flawless energy.

Fix broken things

You may have some intimate relations with some objects inside your villa. Or you are so much devoted to a particular idol in the prayer room. But when those things are broken Feng shui consider it as a source of bad luck. That means a leaki8ng pipe in your bathroom is an unlucky sign according to Feng shui. So do not temporarily fix it. Instead repair it permanently. Regular maintenance is a pragmatic way to reduce the money lost in the future. So do not hesitate to fix up.

Color and Feng Shui

Every color around possesses different wavelengths. Some soothe our mind and other disturbs it.  In Feng shui system each color represents different energy levels. The color concept of feng shui revolves around the five elements of Earth that are, Earth, wood, metal, fire, and water. The vibrant colors like red, orange etc represent fire element. For Chinese, red is the color of luck, love, and desire paint your bedrooms with this choice.

Green color indicates growth and prosperity, and the true color of nature. Using different shades of green is believed to be pleasing the wood element. And since green resembles the nature, it mitigates your worries.

White color in interior walls is a common practice and it represents the metal element in Feng Shui. Because white propagate the feel of space and freshness. Grey color also represents the metal element. So you can use the combination of white and grey scale in a large space like the living room.

Black color and blue color represents the water element. While blue color induces peace and calmness in people, black color absorbs any color energy. Use black in wet areas like bathrooms. And when mixed with white, it redefines the depth of your rooms.

Light and energy

In Feng shui practice, light represents the energy of the sun. and darkness represents dull or inverse energy. A dark corner in your villa may create confusion and frustration in your mind. This can be solved by illuminating the particular area. Don’t use high-intensity light that irritates your eyes. Use the light that enhances the true beauty of interior paints. When using multiple lamps for lighting avoid the chance of shadow forming which is against Feng shui rules. Always try to balance interior and exterior light. This will help you in exhibiting the beauty of your villa.

Feng shui is a lifestyle approach. If you maintain the space and cleanliness of your villa, then you will reap the benefit of Feng shui.

 

 

How to Baby Proof your Villa

 

This article deals with some ideas for ensuring the safety of your baby in the villa by baby proofing techniques.

Every family finds their happiness in villas and homes. And such happiness is vested on the younger one in the family. Your baby gives immense vibes and meaning to your life. So naturally, their protection becomes the primary concern of every loving parent. Villa is the safest place for your crawling and active baby. But if you fail to baby proof your villa the chance of accidents increases. You need to understand that every corner of your accessorized villa can pose a threat to your younger one. Clear observation and precaution can save your babies from unfortunate incidents.

Baby proof villa, villasin calicut, villa projects in calicut

Baby proof villa, villasin calicut, villa projects in calicut

Primary threats

When your baby starts to crawl, every edge and corner of your full packed villa becomes threats. His/ her movements will be fast and unpredictable. Babies try to grab anything they can reach. They taste anything they hold. So your villa needs utmost preplanning before welcoming a baby. Below we discuss how to baby proof some common space in your villa which otherwise pose danger to your baby.

Baby proof villa, villasin calicut, villa projects in calicut

Baby proof villa, villasin calicut, villa projects in calicut

Floor

Villa’s floor where a baby interacts must be crystal clear. Her defensive system can’t prevent the hazardous bacteria outside. So as a first step, clean your floors with mild materials. Don’t use slipping mats or a tile which steals little one’s balance. You may better remove bumpers and dusty carpets from the floor to assure safety. But you must use the rug or any other soft pads in the floor to reduce the hardness of the surface. If you are not okay with converting your floor completely, at least try soft materials like foam tiles in the play area.

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Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Bathroom

The bathroom is the wettest place in your villa. Naturally, it becomes the most dangerous place for your baby. The bathtubs and slippery floor demand serious attention. Always close the entrance of the bathroom when you are away from the baby. Beyond that ensure closet and tub has safety tops for extra protection. Use nonslip mats in the bathroom. And if there is an electric heater, the codes must be checked and clipped properly.

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Kitchen

The kitchen is probably the busiest room in your villa. And your baby will be eager to reach the sound making utensils and shelf without your consent. So organize your kitchen properly.  Be wise in storing plastic bags and carriers since your baby may love to play with them. Small and round vegetables and fruits must be away from your baby. Electronic devices like microwave Owen, refrigerator etc., pose an open threat to the baby. Seal their opening to protect her.

Baby proof villa, villasin calicut, villa projects in calicut

Baby proof villa, villasin calicut, villa projects in calicut

Furnishing tips

Taking precautions in baby proofing your furniture has two advantages. First, your precious belonging is safe from baby’s eyes. Second, your baby is safe from getting injured by colliding with it. Check the stability of furnitures like bookshelf and dressing stands. They must be attached to walls or hangers to avoid tilting.

Sharp corners must be softened to mitigate any threat to your walking baby. And never put any furniture near the attractive decorative. Because she will use such furniture as a ladder to reach that object.

High alert areas

There are some areas in your villa that pose a constant danger to your baby. For example, doors. Your little one often smashes his fingers between door openings. You can try a stopper in doors to avoid ramming of doors. Another intimidating problem is the stairs. Baby may try to crawl on the stairs or she simply tries to slide through the steep. Putting a small gate on the stare will solve this problem. Another room that demands instant care is your storeroom. Your store room consists of less harmful detergent to the highly toxic pesticide. Never allow your baby to enter this room. Make shelf at your head level so that your baby never happen to touch the harmful stuff.

A play area helps to keep a baby occupied all the time. But never provide small toys that baby eventually direct to mouth. Decrease hazardous plastic materials all over. This includes your mobile charger and remote batteries. Just try crawling to see any threat you left behind.

HOME INSURANCE- ALL YOU NEED TO KNOW

 

The valuable asset of life certainly is our family and home. Your contentment is bounded to your home.  This ever-changing world demands you to preserve those sources of happiness. Accidents, disasters or theft- anything can directly affect your home. Thank god we have a unique solution. A solution which helps you to rebuild your dream from dust. We call it home insurance.

What is home insurance

Home insurance or homeowners insurance is a property insurance which is not a mandatory choice. Means you can choose whether you need to insure your home or not. There is no legal obligation that demands you to take insurance. Remember, when you buy an automobile it is already insured, right? So like said before, home insurance is a personal choice and a multilayer policy. Insuring your home simply means the whole of your property is financially protected. It is a backup for unprecedented expenses caused by sudden misfortunate.  Your home insurance in a wide sense includes both property and liability coverage. Here liability means when a third party is affected by any property in your home, he/ she got covered under the policy.

Types of insurance

Understanding the content of your policy is essential. Before buying a policy for home, work on it. Know if your policy is actual value or replacement cost policy. As the name indicates actual value means the full payback of your coverage. But whatever your loss is, the claim is predefined. Literally nothing more or less. So homeowners usually go with the replacement policy. Under this, your insurance company will pay the full price for replacing a damaged item in your home. For example, if your furnishing is destroyed but insured, you will get the same kind again. But care must be taken in the specifications of policy. Remember, only specified belongings of your home will get the coverage.

When you rent a home, the replacement policy is advised. Here building policy is not your concern. If you are sharing your room with another, then damage to your property is a probability. In such case content insurance is beneficial. But if you’re the landlord, complete property need to be insured rather than contents.

Which is best for you?

Insurance and its benefit are determined by your choice. Preplan your needs before buying insurance. Consider the geographical condition. If you foresee any risk such as flood or earthquake never hesitate to take high coverage insurance. When you buy a home or villa in a busy city like Calicut, the policy must include protection from unprecedented damages. Because in the city, the mistakes of others is a big concern. Most times, coverage limit comes under the mortgage you yield. Otherwise, the insuring company will recommend a coverage limit based on the local construction rate.  The size and structure of the home is a factor when calculating the insurance limit. Insurance agency evaluates your building materials, rooms, special features of home etcetera before making a final agreement. It means any structure you built after signing the policy might not come under the insurance protection. Remember to add an inflation guard in policy. That will help to maintain the insurance limit with the increased building cost.

Where to get

There are numerous agencies and banks around you to provide home insurance. Besides, there are plenty of online insurance plans. Responsible decision is recommended here. Private insurance companies come with much more colorful offers than public banks. In that case, study the legitimacy of that organization before striking a deal. Or deal with state-owned insurance group like LIC.

Legal procedures

Insuring process is purely a documented process. The coverage, premium, terms, condition, and everything is defined under the well-crafted document. Home is considered an investment. Unlike a vehicle, its value increases in future perspective. The main part of an insurance deal is claiming the amount at the time. If any damage occurred to your home as specified in the policy, contact your insurance agency via helpline, mail or message. Don’t forget to document the damage by clicking some photos of the situation if possible.  Ensure you have all supporting documents safe in your hand. Because that is the first thing your insurer asks you after such incidents. You may need to submit the first investigative report, hospital bills, or any expenditure bill related to the accident. It is recommended to read the whole document before such things happen. Otherwise, your insurer may remind you the exclusions of policy at the exact time of claiming.