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ADVANTAGES OF BUYING A PROPERTY ON HOME LOAN

An own home is a dream of any human. In any financial scenario, people desire for a safe and undisturbed place for serenity. This is why house properties in the real estate sector always preserve high demand despite any situation. Due to the high demand, buying or building an own house became hard work which is suitable for an affluent hand. But fortunately, the availability of home loans is keeping alive the dreams of millions to have their own home. Whether it is a bank or private sector loan is a helping hand for a man in need. Rather than money backup home loans have other benefits. That’s why this article explains the advantages of buying a property on home loans.

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Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Why Home Loans

Some people plan to wait for a particular property by thinking the base value will decrease some day. After waiting for long they realize that the demand and price of that property are multiplied and time is wasted. This makes them compromise with smaller home and unhappiness. But a home loan can provide immediate money back up with some security and sufficient document. Since the price of the desired property is unlikely to go down home loan is the best choice to seize the moment.

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Flats in Calicut.Premium Flats in Calicut, Budget flats in Calicut, Flats in Calicut for sale

Know your Home Loans

Home loan is an amount of money or security provided by a bank or financial institution based on your ability to payback. Since you have to pay interest for the principal amount over depending on loans is not wise. The company lending you money takes your property as security. When a borrower fails to pay his dues they will take legal measures to recover the property. There are different kinds of loans available for homes. Those are;

  1. Home purchase loan: as the name suggests this loan is provided for buying a property
  2. Home improvement loan: this type covers the expenditure including repair, maintenance, and renovation of the home.
  3. Home construction loan: helpful when you are constructing a new home.
  4. Land loan: this is the initial type. Loans for land will benefit from tax relaxation in the future.
  5. Joint Home Loans: two or more people can take a home loan. This option avails exceptional tax deductions and shared loan repayment.
Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Steps for getting a home loan

After determining the specific need you can approach a bank or money lending organization with the necessary document of property. When you pay the processing fee they will start the valuation of the document. The sanction or approval process will take its time based on the location. An official will check the legality of the property directly. After the site estimation, the Company will proceed to final validation and signing the agreement. Earlier these steps were time-consuming but now it’s faster and smoother.

What are the advantages?

  • Tax benefit:

The different section of Income Tax of India Act straightly gives a number of tax deduction options for loan buyers. If one succeeds to complete his home then he can avail tax deduction based on procedures.

  • Transfer facility:

Some options allow you to change the home loan to another lender if they offer a loan at lower interest.

  • Monthly Installment:

Rather than spending a huge amount of money at a time monthly instalment make the burden small. You can connect the loan to your salary account which ensures due payment.

  • Long tenure:

Home loans stand unique because of its high repayment tenure. Most money lending institution allows time period up to twenty to thirty years based on your income security.

  • Assured resale value:

Considering the present inflation and interest rate the price of your property will definitely go high in the future. So buying a property as soon as possible makes sense.

  • Safe purchase:

Buying a property whether it is land or home increases the reliability. The experts will explain all the legal and technical angle of the property to you. That information can be used to validate the resale of property in the future.

 

  • No rent payment

When comparing to the soaring rent rate in cities paying small amounts for a home loan is relaxing. Money lenders won’t increase the interest rate as the landlords do.

 

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Owning a Villa in the City of Calicut

The city of Calicut always attracts many hearts by its innocence and uniqueness. Life in this city is itself a story filled with vibrant and colorful memories. That is why owning a colourful Villa in the heart of Calicut is always a delight. This is the reason behind the steep growth of real estate sector in Calicut. As an emerging city, the demand for a plot in Calicut never goes down. But people become confused when they try to find the right property among numerous options. Some spent excess money on the property with fewer amenities. Some others compromise on limited options of unprofessional builders.

Prisunic builders always share its history of success with Calicut city. As a trusted builder Prisunic has accomplished many dreams of own space or property. Exclusive villas crafted with modern amenities are the hallmark of us. As an experienced establishment in the housing sector, we recommend some essentials for a villa in Calicut. Those are;

1)    Modern and contemporary infrastructure as per the money you paid

2)    Villas in the spot where you are not isolated from the advantages of city

3)    Villa which is maintained by a reliable builder

4)    Own a villa with exceptional services as a bonus

Above are some of the important things to keep in mind before buying a villa in Calicut. Gladly Prisunic builders have several landmarks and project in Calicut built on your demand and dreams. To maintain the relationship between the builder and customer Prisunic never compromised on the amenities and unique services. Let us check the different range of villas available in Calicut;

  • Palazzo

Palazzo is the exclusive combination of luxury and amenities. Prisunic builders have developed a villa project which is expanded over 1.57 kilometers of the total project area. Each division in this area consist specially built luxurious units of premium villas.

  • Villaments

This is an economical option. Because Villament is an excellent fusion of the luxurious Villa and economically affordable Apartment. By having a Villament in Calicut you are having a place for leisure and peace without a huge financial crisis.

  • Apartments

Busy like a bee? Then try apartments in Calicut. You can have satisfying amenities and service with compromising price. Choose portico or solitaire apartments from the project list of Prisunic builders.

Before proceeding to any buy in Calicut, confirm all the amenities and services are practically available. Since Prisunic builders believe in quality and reliability you will ever miss a chance to own a space in Calicut.

 

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How to decorate living room on a small budget

 

Home is made out of love. Likewise, your room becomes a living space only when you personalize it. Interior decoration is a creative and calculated approach to make a room functional with all its beauty. If you plan to decorate your room by priority then living room demands primary consideration.  Because the living room is a large space packed with furniture and other essentials. And this is the best space where you can impress any guest or relatives. But most people are dejected by the bulk money demand for such decoration. That’s why in this article we discuss some tips to decorate a living room in a small budget.

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

  1. Importance of planning

If you don’t plan before decorating a large space like the living room extra expenditure is inevitable. Do research on popular websites and download some pictures of beautiful living rooms. This will definitely give some insight to fill the space in a living room effectively. If you have professional help, even the old furniture can be used to make a modern living room.

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Builders in Calicut, Top builder in Calicut, List of builders in Calicut

  1. Filter unnecessary

This part is very important. Many of us bulkily purchase and store attractive accessories in rooms. But such habit eventually steals the functional space and freedom of a room. Arranging limited accessories in proper position makes the interior decoration meaningful. The visual flow of a room must be maintained to get a beautiful outcome.

  1. The natural way

You don’t have to buy many items you utilize the natural boons. One example is the sunlight. Allowing sunlight to enter into the living room brings positive energy with it. It also gives the feeling of more space in the room. When brighter wall colour is combined with sunlight the necessity of artificial light becomes a night option. To allow more sunlight;

  1. a) Use lighter or warmer colours in walls
  2. b) Opt for Shiny or polished surface
  3. c) Try mirrors in walls
  4. d) Give some air space in the living room

 

  1. Art helps your budget

Are you an artist? Whether or not creative art can transform a living room into a special space. We don’t recommend expensive paintings. Instead use small crafts, family photographs, precious medal etc. to make a room with some life. You can use arts to personalize and setting a theme in the room. Use it wisely or otherwise your room will be no different than a craft shop.

 

  1. Experiments on walls

Walls in your living room are the canvas of your personality. One way to reduce expenditure on the wall is painting yourself. It’s demanding work but the final result will defiantly satisfy you. Use offers available in wholesale shops. Buy your samples as a combo. This will save money. You can use some apps which relate the total wall area to the paint needed.

  1. Ceilings and floors
  2. a) Ceiling

Ceiling defines the size of a room. So hanging an expensive chandelier in a small room isn’t decorative. Know the proportion of the room and select the fittings in the up space. For low ceilings choose low profile furniture. This will help to maintain the space between floor and ceiling. You can use cheap vertical lined wallpapers to create an illusion of a high ceiling.

  1. b) Floor

Carpet with area rugs is the best alternative to the wall to wall carpet. Various texture and colors are available for a personalized look. Or you can make a custom rug to fit in the overall theme of the living room. Relate the rug or carpet size to the furniture or wall. An alone carpet will make a negative impression.

  1. Furniture selection

Furniture is the most important and expensive necessity in living room decoration. To decrease the blame in the budget, try mixing older furniture with fresh items. You can polish and repair old and functional table and chairs. Divert the gained money to buy some contemporary piece of furniture. Convertible furniture is another great choice. They can be wall mounted or stand free. Such item replaces the need of other furniture.

 

 

How to give your small home a spacious Appearance

Everyone loves their home regardless of the size and vanity it possesses. Home is the most satisfying haven we have. But it gives more satisfaction when it looks spacious. When you know how to utilize the space you got, even the small home becomes gratifying. Interior designing and decorative approach can make a small home look spacious and elegant. Let’s have a look at some ideas to make every home spacious.

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Villas near calicut,villas in calicut city, Villa builders in calicut, villas in calicut price

hardwood-floor

Walls and space

The wall of a home is the soul of the room. If your walls are modern then the house is modern. Any changes in the walls have a direct impact on the interior of the house. So when we need the feeling of space wall is the best option you can experiment with. By hanging a long picture or curtain in walls we can create the illusion of space. A window frame touching the floor and ceiling can also foster the feeling of space. Try mirrors in the walls which can create extra virtual space inside the rooms. Or make long inbuilt shelves which give the same virtual effect. When you need to separate the big room into multiple compartments uses curtains or thread walls instead of concrete walls.

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Villas near Calicut, villas in Calicut city, Villa builders in Calicut, villas in Calicut price

Ceilings

For most of the large house, the ceilings are the least concern element for the eyes. But when it comes to the aspect of space, ceilings play a vital role. Homes having less carpet area usually has ceiling close to the floor. This may give an impression of living in a cage. It is practically hard to redesign roofs once created. But you can use the lights to resolve this problem. Artificial lights pointed towards ceilings (uplighting) can overcome the congested feeling of the room. You can also try a glass window near to low ceilings. This helps to distract the guest’s critical eyes and the natural light will give your home spacey look. By painting ceilings with light colour than walls and using non-pendant light can contribute to the spacious look. If you are fond of hanging the light in rooms use it in the side portion of rooms instead of the centre point.

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Villas near calicut,villas in calicut city, Villa builders in calicut, villas in calicut price

The magic of colours

It is known that our brain calculates space according to the colour combinations around it. The easy way to make a room spacious is painting. Brighter colours always make the room visually larger than the dark paints. The combination of dark floor and white ceilings always tricks every eye. If you are fed up with pure white walls then consider light green or blue colours instead. And when lighter colours are used in the walls match it with curtains also, because a matching curtain blends in with the wall and makes a flawless visual effect. It is better to maintain monochromatic colours in a small space to set up the visual continuation.

Avoiding Clutter

Every living space faces the problem of clutter. Sometimes we store unwanted and useless items inside the rooms which steal the precious space. A protruding decorative or overcrowded shelf can corrupt the spacey look. Always try to maintain a particular distance between items inside the rooms. If there is no white space inside a room it gets hard to live in it. And cluttering items like clothes attracts dust and the air eventually becomes polluted. That makes your room virtually and physically congested.

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Villas near calicut,villas in calicut city, Villa builders in calicut, villas in calicut price

Flooring

Rather than other interior decorative flooring has a huge impact on the space of the home. A shining and stylish floor can pin one’s look down. Single stone flooring gives incomparable space to a room. The best options for flooring lie between dark and light colours. If you choose light colour flooring it will pose a better leg space. Light floors reflect colours and the room looks airy and welcoming.

But dark floors are as good as brighter ones. You can use rich colours instead of black. But remember to balance the dark tone with bright walls and ceiling.

Carpets or tiles having vertical stripes do magic in the space issue. Those stripes when coming parallel to the walls show the room as a long area. Or try diagonal tiling that helps in deceiving the eyes and make the room spacious than in real.

Furnishing

Most of us select furnishing materials based on the style and size of it. But when you forget the proportion of the room this selection become a burden. For small house always choose low profile furniture. Bed close to floor and sliding doors are choice that reflects modernity and space. Mounting TV on the wall and using multipurpose furniture can be tried for utilizing the space you got. Remember not to allow any furniture take large floor space in a room. Instead, personalize your little room so that the appearance makes it emotionally spacious.

 

 

How To Select Best Bathroom Vanity

 

Everyone begins their day in the bathroom to get a fresh push. So isn’t that nice to make a bathroom more accessorized based on the usual needs? Bathroom vanities help in converting a bathroom space into an effective recreational room.  Whether your bathroom is big or small in size, bathroom vanities can make it a better place. Because bathroom vanity is the art of choosing stylish decorative based on the basic necessities.

bathroom villa

Since bathrooms are relatively small space in the villa, selection of vanities has a greater impact. So choose bathroom vanities by foreseeing the challenges and advantages. Let’s discuss how to select the best bathroom vanity among the favorites.

Types of vanities

When you have determined to have vanities in your bathroom it’s better to know the options available for you. Consult an interior designer who has insight into the aesthetics of the room. Prior to consulting an expert know some vanity varieties.

DIY-Bathroom-Vanity-7

  1. Wall mounted

This kind of vanity is becoming more popular among people. Because wall mounted vanities give an airy look as well as more space to the room. You can fit a cupboard or frame to the walls which help in storing some essentials. But the strength of the vanity depends on how much it is attached to the wall. Wall mounted vanities mostly comes up with a clean-lined contemporary design.

  1. Independent

The independent style is just opposite to wall mounted vanities. Anything under this category can be portable and adjustable.

HGTV-Contemporary-Bathroom-Vanity-Ideas

  1. Sink combinations

Sinks are an integral part of an accessorized bathroom. Instead of a single sink, contemporary trends use multiple sinks with a combination of storage space under them. If you wish to experiment with sinks then consider the freestanding approach. Otherwise, you can wall mount them. If you don’t have a minimum 45 inches space then consider a sink in corner of the room. Apart from the installing options, you have numerous sink types which differ in color and shape.

kupatilo1

  1. Cabinet vanity

Cabinets are suitable for relatively big bathrooms. If you have adequate counter space in your bathroom then never hesitate to have a cabinet vanity. Cabinet vanity sizes usually start from 18 inches to 72 inches or above. You can keep medicines to clothes in it. To save space one can combine cabinet with sinks and use sliding doors against swinging one.

wood-bathroom-vanity-cozy-popular-marvellous-design-vanities-best-25-ideas-on-pinterest-contemporary-canada-sink-with-tops-nz

The conflict between Trend and Need

Day by day innovating ideas are blooming in interior designing. So naturally, bathroom vanities also possess numerous trendy varieties for you. But before spending bulk money on such items know your needs first. You may need a drawer for keeping essentials or a sink that best defines the beauty of the room. Whatever it is, your selection must be utilitarian.

After knowing the trend you can bravely go for the trends. One of the active trends is open shelving and floating vanities. Open shelving is more friendly and easily accessible than cabinet kind.  In the case of floating vanity, the biggest advantage is the option to adjust height. Those who have a small bathroom will find this handy.

bath

For who loves luxury, marble and quartz sinks are available in the market. This will give a simple and modern look. No matter how you experiment with bathroom vanity stick to the minimalistic concept. Because less space more utility is the hallmark of contemporary styles.

Know your room

Before making any checklists for bathroom vanity know your room proportion. A square and the rectangle shaped bathroom demands different selection. Exaggerated use of vanity will result in congested room space. Contemporary villas have multiple bathrooms plus a master bathroom. If you prefer to make a special bathroom for your guest then you can concentrate on making it the master one.

Ways of installation

After selecting the most suitable bathroom vanity next step is to install them. To avoid unwanted expenditure study about the plumbing line, door openings, ventilator, and closet. Because these things can be a hurdle for the installation and effectiveness of bathroom vanity. A door opening to the cabin or a sink blocking the closet can be a headache. A bathroom remodeling engineer can calculate the space division between vanities. Otherwise look for faucet openings and water connection and install the vanity yourself.

 

 

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How to Feng Shui your Villa effectively

Feng shui or Chinese geomancy is the technique to utilize the space and positive energy in your home.  The idea of benefiting from natural energy by arranging home atmosphere is an ancient and evergreen concept. The word Feng Shui itself implies ‘good fortune’. Since Feng Shui’s primary idea is to benefit from the natural energy, this is one of the costs free methods to attain peace and positive energy in your villa. According to Feng Shui each object in your villa posses a hidden energy. By placing these objects in its particular place assures a positive energy flow in the villa. This article describes some Feng shui approaches that will help you to achieve a happy family life.

Avoiding the Unwanted

The first step in Feng shui is, knowing the difference between need and necessity. A villa crowded with junks eventually becomes abide of negative energy. Unwanted collection of furniture or clothes steals your room space, which is a bad Feng Shui sign. When you clean such clutters from the villa, dust and malodor go away with it. And when good air comes in you start to taste positive vibe.

Open doors and windows for light

When you finished cleaning your room, open all doors and windows for sunlight and fresh air. By Feng shui practice your front door act as the best passage for positive energy. So never close your front door. Instead, you can close your back door to preserve the energy. If opening up windows are not possible, try plants inside that purifies the air. When placing plants in rooms do not allow dried leaves and dust spread in the room. plant with thrones and harsh leaves are not recommended inside the room. that means anything irritating your mind must be outside your villa for flawless energy.

Fix broken things

You may have some intimate relations with some objects inside your villa. Or you are so much devoted to a particular idol in the prayer room. But when those things are broken Feng shui consider it as a source of bad luck. That means a leaki8ng pipe in your bathroom is an unlucky sign according to Feng shui. So do not temporarily fix it. Instead repair it permanently. Regular maintenance is a pragmatic way to reduce the money lost in the future. So do not hesitate to fix up.

Color and Feng Shui

Every color around possesses different wavelengths. Some soothe our mind and other disturbs it.  In Feng shui system each color represents different energy levels. The color concept of feng shui revolves around the five elements of Earth that are, Earth, wood, metal, fire, and water. The vibrant colors like red, orange etc represent fire element. For Chinese, red is the color of luck, love, and desire paint your bedrooms with this choice.

Green color indicates growth and prosperity, and the true color of nature. Using different shades of green is believed to be pleasing the wood element. And since green resembles the nature, it mitigates your worries.

White color in interior walls is a common practice and it represents the metal element in Feng Shui. Because white propagate the feel of space and freshness. Grey color also represents the metal element. So you can use the combination of white and grey scale in a large space like the living room.

Black color and blue color represents the water element. While blue color induces peace and calmness in people, black color absorbs any color energy. Use black in wet areas like bathrooms. And when mixed with white, it redefines the depth of your rooms.

Light and energy

In Feng shui practice, light represents the energy of the sun. and darkness represents dull or inverse energy. A dark corner in your villa may create confusion and frustration in your mind. This can be solved by illuminating the particular area. Don’t use high-intensity light that irritates your eyes. Use the light that enhances the true beauty of interior paints. When using multiple lamps for lighting avoid the chance of shadow forming which is against Feng shui rules. Always try to balance interior and exterior light. This will help you in exhibiting the beauty of your villa.

Feng shui is a lifestyle approach. If you maintain the space and cleanliness of your villa, then you will reap the benefit of Feng shui.

 

 

How to Baby Proof your Villa

 

This article deals with some ideas for ensuring the safety of your baby in the villa by baby proofing techniques.

Every family finds their happiness in villas and homes. And such happiness is vested on the younger one in the family. Your baby gives immense vibes and meaning to your life. So naturally, their protection becomes the primary concern of every loving parent. Villa is the safest place for your crawling and active baby. But if you fail to baby proof your villa the chance of accidents increases. You need to understand that every corner of your accessorized villa can pose a threat to your younger one. Clear observation and precaution can save your babies from unfortunate incidents.

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Baby proof villa, villasin calicut, villa projects in calicut

Primary threats

When your baby starts to crawl, every edge and corner of your full packed villa becomes threats. His/ her movements will be fast and unpredictable. Babies try to grab anything they can reach. They taste anything they hold. So your villa needs utmost preplanning before welcoming a baby. Below we discuss how to baby proof some common space in your villa which otherwise pose danger to your baby.

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Baby proof villa, villasin calicut, villa projects in calicut

Floor

Villa’s floor where a baby interacts must be crystal clear. Her defensive system can’t prevent the hazardous bacteria outside. So as a first step, clean your floors with mild materials. Don’t use slipping mats or a tile which steals little one’s balance. You may better remove bumpers and dusty carpets from the floor to assure safety. But you must use the rug or any other soft pads in the floor to reduce the hardness of the surface. If you are not okay with converting your floor completely, at least try soft materials like foam tiles in the play area.

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Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Bathroom

The bathroom is the wettest place in your villa. Naturally, it becomes the most dangerous place for your baby. The bathtubs and slippery floor demand serious attention. Always close the entrance of the bathroom when you are away from the baby. Beyond that ensure closet and tub has safety tops for extra protection. Use nonslip mats in the bathroom. And if there is an electric heater, the codes must be checked and clipped properly.

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Villa Projects In Calicut, Villas in Calicut, Luxury Villas in Calicut

Kitchen

The kitchen is probably the busiest room in your villa. And your baby will be eager to reach the sound making utensils and shelf without your consent. So organize your kitchen properly.  Be wise in storing plastic bags and carriers since your baby may love to play with them. Small and round vegetables and fruits must be away from your baby. Electronic devices like microwave Owen, refrigerator etc., pose an open threat to the baby. Seal their opening to protect her.

Baby proof villa, villasin calicut, villa projects in calicut

Baby proof villa, villasin calicut, villa projects in calicut

Furnishing tips

Taking precautions in baby proofing your furniture has two advantages. First, your precious belonging is safe from baby’s eyes. Second, your baby is safe from getting injured by colliding with it. Check the stability of furnitures like bookshelf and dressing stands. They must be attached to walls or hangers to avoid tilting.

Sharp corners must be softened to mitigate any threat to your walking baby. And never put any furniture near the attractive decorative. Because she will use such furniture as a ladder to reach that object.

High alert areas

There are some areas in your villa that pose a constant danger to your baby. For example, doors. Your little one often smashes his fingers between door openings. You can try a stopper in doors to avoid ramming of doors. Another intimidating problem is the stairs. Baby may try to crawl on the stairs or she simply tries to slide through the steep. Putting a small gate on the stare will solve this problem. Another room that demands instant care is your storeroom. Your store room consists of less harmful detergent to the highly toxic pesticide. Never allow your baby to enter this room. Make shelf at your head level so that your baby never happen to touch the harmful stuff.

A play area helps to keep a baby occupied all the time. But never provide small toys that baby eventually direct to mouth. Decrease hazardous plastic materials all over. This includes your mobile charger and remote batteries. Just try crawling to see any threat you left behind.

FLOORING BEST SUITED FOR INDIAN HOMES

Flooring becomes a tough part when you have numerous options available. But Indian flooring trends are always amazing. In India, the choices over flooring ridiculously differ from each region. According to climate and lifestyle, there are ranges of flooring choices best suited for Indian home.

Stones

Stone flooring is the favorite choice for many Indians. The stone varieties like tiles, Granite, marble etc. are decorating the lion’s share of Indian floors. The good finish and easy to clean surface makes the stone a better option for Indian homes. Some of the important stone items are;

  1. Granite

The hardness and natural beauty of granite make it a unique choice for indoor and outdoor decorations. Indian granites are more resilient than other stone floorings. Hence it is recommended as a long time flooring option. Granite comes with consistent shades. It is estimated that in India, there are more than 150 varieties of granite based on shades. The granite resources are found in different part of India. Hence they are often classified as north and south granite. Color variants like Black, tan brown, golden oak, Imperial red dominates the Indian market.

  1. Marbles

This type of stone mainly comes from Rajasthan. Like granites, marbles also have different kinds of regional varieties. When comparing to granite, marbles come in lighter colors like gold, pink and white. When comparing the price marbles are a bit expensive. Since marbles have a luxury outfit that granite lacks, some house owners prefer marble. There are foreign varieties like Italian marbles those who can spend more.

  1. Tiles

Different class of tiles is being used all across India. Famous tiles verities include Chequered, vitrified, PVC, Terrazo and so on. Chequered tiles are often used in porticos and work area. In these genres, Vitrified ties rules in residential homes. They are easy to clean and elegant in appearance. Mat finished tiles are widely used in Indian living rooms. Though polyvinyl tiles are comparatively costly they have high performance and great look.

Apart from these options, historical mansions in India have unique stone inlay flooring. Such customized stone décor depicts India’s vivid tradition and culture. Fusion of creativity to the stones breaks the monotony in appearance.

Wooden flooring

From ancient times wooden flooring got wide appreciation among Indian choice. Even in the flood of trends, wooden flooring gained much popularity because of the natural look it possesses. This hardwood flooring is the best choice for any room in your villa, except for the wet areas like the kitchen and bathroom. You may need professional help to perfectly place the wooden finishing. But once it is planted maintenance of wooden floor is easy. If there is a normal humid climate, a wooden floor can last long. And this type of flooring is wear proof. For those who experience hot climate in India wooden flooring is preferable. Wood can absorb heat effectively which will reduce the boiling conditions of summer seasons. Engineered wood can sustain the humid climate that makes it a better choice for Kerala monsoon. Since you can polish the material, wooden flooring never loses its grace.

Unique Indian styles

Indian culture and lifestyle have a clear influence on the flooring styles also. The different class of Indian society practiced different flooring methods. Most of the old homes in Kerala once used cow pie. This was later replaced by concrete flooring. Many rural homes in India has concrete flooring since it is economic than other practices. But aboriginals and various tribes in India loves mud flooring. With mud, they used bamboos, sandstones, and coir for flooring. Now the modern restaurants and resides sometimes adopt such a technique. Because these materials are close to nature.

Brick flooring is another effective method in Indian decoration. They are strong and easy to replace, but not shiny as marbles and granites. Some Tamil Brahmin families draw beautiful patterns on their floor. This later inspired many inlay stone patterns. Painting on concrete flooring is another method which gives the beautiful outcome.

 

How to choose tile for your bathroom

 

A bathroom is a place where you can experiment with your creativity. This article deals with some tips on choosing your bathroom tile.

The true aesthetic of your villa lies in the interior designing of rooms. It’s certainly not an easy task because much money is invested upon each idea. So you might suppress the sensation to experiment to an extent. But one of your often visited places in home, the bathroom is away from all these worries. Its small space is the canvas for your experiments. When building up your bathroom, the most important task is tiling. The tiles you choose must endure the water drenched conditions. Style and purpose are the two important factors in the tiling of your bathroom.

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

Understand the purpose

Choosing your bathroom tiles is easy when you know the purpose. Since bathrooms are mostly wet, you need to opt for water-resistant tiles. Less porous tiles like porcelain tiles are most suitable for bathroom decoration. The tile you chose for your bathroom must defend bad smells, easy to clean, scratch resistant and beautiful. Highly polished tile gives shine and makes cleaning easy. But tiles that make you slip is not recommended.

Decide the look

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

The amalgam of durability and style is what your bathroom floor deserves. If you ignore the style factor, then the bathroom will become a negative space rather than a refreshing point. So Bathroom is the perfect place for a show-off. It can reflect your personality and creativity. But styling means expense. Coloured and deep pattern pieces are costly. So make your selection wisely. Closet or bathtub attached rooms may have multiple curves to finish. So combinations of small and large tiles are essential to plant the floor effectively. If your budget offends your luxurious plans, then think about the wow factor. You can set ordinary tiles in the floor by mixing unique stones in between. So that those special cozy stones capture your guest’s attention.

Quality matters

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

When you are to purchase tiles, make sure you examine the water absorbing ability of that tile. This is a primary concern because lesser the absorbing rate higher the durability. You can check the grade of tile to ensure durability. Closely watch any cracks or thickness change before fixing tile into the floor or wall. Usually, the manufacturer depicts the quality of tiles with labels. Abrasion resistance is the indicator that you need to concentrate. It shows how strong your tiles are against wear and tear. When comparing to a kitchen or living area, a bathroom is okay with low-grade tiles.

Foresee future

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villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

Once the tiles are placed, it is a tough task to replace them. Any plan to replace a tile will empty your time and pocket. So when you choose bathroom tile for your villa it must cover the modern innovations. Instead of selecting contrasting color, opt for classic and unique patterned pieces.

villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

villas in calicut, builders in calicut, luxury homes in calicut. villa projects in calicut

Different types   

You always have options. In bathroom flooring, the different types of tiles are ceramic, porcelain, vinyl, marble, travertine etc. Usually vinyl is the popular choice since it is low cost and pragmatically lasting. If you are up to patterns and colors go for ceramic and porcelain. They are much expensive than vinyl materials but are harder enough. If you wish a radical look, use stones and plastic laminated alternatives available in the market. But those are not perfect practical choice indeed.

 

HOME INSURANCE- ALL YOU NEED TO KNOW

 

The valuable asset of life certainly is our family and home. Your contentment is bounded to your home.  This ever-changing world demands you to preserve those sources of happiness. Accidents, disasters or theft- anything can directly affect your home. Thank god we have a unique solution. A solution which helps you to rebuild your dream from dust. We call it home insurance.

What is home insurance

Home insurance or homeowners insurance is a property insurance which is not a mandatory choice. Means you can choose whether you need to insure your home or not. There is no legal obligation that demands you to take insurance. Remember, when you buy an automobile it is already insured, right? So like said before, home insurance is a personal choice and a multilayer policy. Insuring your home simply means the whole of your property is financially protected. It is a backup for unprecedented expenses caused by sudden misfortunate.  Your home insurance in a wide sense includes both property and liability coverage. Here liability means when a third party is affected by any property in your home, he/ she got covered under the policy.

Types of insurance

Understanding the content of your policy is essential. Before buying a policy for home, work on it. Know if your policy is actual value or replacement cost policy. As the name indicates actual value means the full payback of your coverage. But whatever your loss is, the claim is predefined. Literally nothing more or less. So homeowners usually go with the replacement policy. Under this, your insurance company will pay the full price for replacing a damaged item in your home. For example, if your furnishing is destroyed but insured, you will get the same kind again. But care must be taken in the specifications of policy. Remember, only specified belongings of your home will get the coverage.

When you rent a home, the replacement policy is advised. Here building policy is not your concern. If you are sharing your room with another, then damage to your property is a probability. In such case content insurance is beneficial. But if you’re the landlord, complete property need to be insured rather than contents.

Which is best for you?

Insurance and its benefit are determined by your choice. Preplan your needs before buying insurance. Consider the geographical condition. If you foresee any risk such as flood or earthquake never hesitate to take high coverage insurance. When you buy a home or villa in a busy city like Calicut, the policy must include protection from unprecedented damages. Because in the city, the mistakes of others is a big concern. Most times, coverage limit comes under the mortgage you yield. Otherwise, the insuring company will recommend a coverage limit based on the local construction rate.  The size and structure of the home is a factor when calculating the insurance limit. Insurance agency evaluates your building materials, rooms, special features of home etcetera before making a final agreement. It means any structure you built after signing the policy might not come under the insurance protection. Remember to add an inflation guard in policy. That will help to maintain the insurance limit with the increased building cost.

Where to get

There are numerous agencies and banks around you to provide home insurance. Besides, there are plenty of online insurance plans. Responsible decision is recommended here. Private insurance companies come with much more colorful offers than public banks. In that case, study the legitimacy of that organization before striking a deal. Or deal with state-owned insurance group like LIC.

Legal procedures

Insuring process is purely a documented process. The coverage, premium, terms, condition, and everything is defined under the well-crafted document. Home is considered an investment. Unlike a vehicle, its value increases in future perspective. The main part of an insurance deal is claiming the amount at the time. If any damage occurred to your home as specified in the policy, contact your insurance agency via helpline, mail or message. Don’t forget to document the damage by clicking some photos of the situation if possible.  Ensure you have all supporting documents safe in your hand. Because that is the first thing your insurer asks you after such incidents. You may need to submit the first investigative report, hospital bills, or any expenditure bill related to the accident. It is recommended to read the whole document before such things happen. Otherwise, your insurer may remind you the exclusions of policy at the exact time of claiming.