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October 3, 2016


  1. You must check beforehand whether the down payment and the EMIs are within your range or not.
  2. The down payment you decide to shell out should be planned in a way that you still have the money to meet any emergency, while the EMIs should be planned as per the basic rule of not exceeding 45% of your total income.
  3. Keep in mind that don’t go by the offers of just one, but consider at least 5-6 companies before making your decision
  4.  Enquire and compare processing fees in all the banks before you finalize.