1. You must check beforehand whether the down payment and the EMIs are within your range or not.
  2. The down payment you decide to shell out should be planned in a way that you still have the money to meet any emergency, while the EMIs should be planned as per the basic rule of not exceeding 45% of your total income.
  3. Keep in mind that don’t go by the offers of just one, but consider at least 5-6 companies before making your decision
  4.  Enquire and compare processing fees in all the banks before you finalize.
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